Find USDA Eligible Properties in Lincoln County
Looking to buy in Lincoln County, Missouri?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Lincoln County, MO 
* cities most likely to have USDA loan eligible properties for sale.
Apex • Argentville • Auburn • Brevator • Briscoe • Brussells • Cap au Gris • *Cave • *Chain of Rocks • Corso • Dameron • Davis • *Elsberry • Ethlyn • *Foley • *Fountain N Lakes • *Hawk Point • Hobart • Hopkinsville • Kings Lake• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Louisville • Maryknoll • Millwood • *Moscow Mills • New Hope • Oasis • Okete • *Old Monroe • Olney • Parkers Landing • Parkers Park • *Silex • South Troy • Stillhouse Ford • *Troy • *Truxton • *Whiteside • *Winfield
There are 869 USDA backed residential loans in Lincoln county with an average loan balance of $126,956. Over 80% of the loans helped first time home buyers. Borrowers were an average age of 35 years old. The typical appraised home value was around $126,967. On average the rural home size purchased with this loan was approximately 1,352 SqFt. Alternate income limits exist to determine loan eligibility in Lincoln county. For a household of upto 4 people the income limit is $93,500. For a household of between 5 and 8 people the income limit increases to $123,400.
The size of Lincoln County is roughly 1,658 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Lincoln County is 1. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Lincoln County.
View the detailed USDA boundaries and read about general conditions of
Lincoln County, Missouri
.Lincoln County, located in the eastern part of Missouri, was officially established on December 14, 1818, and named after former United States President Abraham Lincoln. The county's formation was a result of parts of St. Charles and Pike counties being divided to create a new region. Its seat is the city of Troy, with other notable towns including Moscow Mills, Hawk Point, and Winfield.
The region was initially inhabited by Native American tribes such as the Sioux, Osage, and Missouri, who played a significant role in the area's early history. European settlers, predominantly from Virginia and Kentucky, moved into the area in the late 18th and early 19th centuries, attracted by its fertile soil and abundant streams, perfect for agriculture and milling operations.
One notable event in Lincoln County's history is the role it played during the "Black Hawk War" in 1832, when the local militia joined forces to fight against Black Hawk, leader of the Sauk tribe, and his warriors. Additionally, the county witnessed the impact of the American Civil War, leading to divided loyalties among its citizens.
As for a fun fact about this region: Lincoln County, Missouri, is home to Cuivre River State Park, which covers more than 6,000 acres and is one of the state's most rugged state parks. The park offers various recreational opportunities, including camping, hiking, swimming, and fishing, while also serving as a habitat for different plant and animal species, including several rare and globally endangered moth species.
Featured Cities of Missouri
browse list of realtors working in Lincoln CountyLincoln county has 6 usdaproperties.com realtors ready to help with your search!
| July 2025 Featured Agents | |
|---|---|
| Andrew Ferguson | from Berkshire Hathaway HomeServices Select Properties |
| Evelyn Jefferson | from Coldwell Banker Realty-Gundaker |
| Raj Patel | from Magnolia Real Estate |
| Adam Bievenue | from EXP Realty LLC |
| Lisa Burkemper | from Berkshire Hathaway HomeServices Select Properties |
| Show More Agents... | |
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