Find USDA Eligible Properties in Monroe County
Looking to buy in Monroe County, Missouri?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Monroe County, MO 
* cities most likely to have USDA loan eligible properties for sale.
Ash • Buzzards Roost • Clapper • Duncans Bridge • Evansville • Florida • Fowkes • Goss • Granville • *Holliday • Indian Creek • Leich Ford • *Madison• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Middle Grove • *Monroe City • North Fork • *Paris • Santa Fe • *Stoutsville • Strother • Tulip • Victor • Woodlawn
There are 107 USDA backed residential loans in Monroe county with an average loan balance of $73,782. Over 71% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $74,411. On average the rural home size purchased with this loan was approximately 1,407 SqFt. Monroe county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Monroe County is roughly 1,736 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Monroe County is 8. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Monroe County.
View the detailed USDA boundaries and read about general conditions of
Monroe County, Missouri
.Monroe County is located in the northeastern region of the great state of Missouri. It was officially established on January 6, 1831, and was named in honor of the fifth President of the United States, James Monroe, who served from 1817 to 1825.
The county's early history saw its lands inhabited by various Native American tribes, including the Osage, Fox, Sauk, Missouri, and Potawatomi, before European settlers began to arrive, mainly from the southeastern United States. The settlers were attracted by the fertile lands and the potential for agricultural growth.
During the American Civil War, Monroe County witnessed some localized guerrilla warfare; however, the county experienced no major battles. The post-war period saw a growth in agriculture, as well as the expansion of the railroad, which aided in the development of the county and its economy.
The county seat of Monroe County is Paris, which was founded in 1831 and named after the city of Paris, France, by one of the early settlers. Today, Monroe County remains predominantly agricultural, with a strong focus on crop farming and livestock production.
Fun Fact: Monroe County is home to Mark Twain Lake, a large reservoir named after the famous American author Samuel Langhorne Clemens, better known by his pen name, Mark Twain. The lake, established in 1983, offers recreational activities like fishing, camping, and boating, attracting numerous visitors every year to this beautiful region of Missouri.
Featured Cities of Missouri
browse list of realtors working in Monroe CountyMonroe county has 2 usdaproperties.com realtors ready to help with your search!
| July 2025 Featured Agents | |
|---|---|
| Kelly LaForce | from CENTURY 21 Broughton Team |
| Cindy Lynn-Drainer | from At Home Realty LLC |
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