Find USDA Eligible Properties in Putnam County
Looking to buy in Putnam County, Missouri?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Putnam County, MO 
* cities most likely to have USDA loan eligible properties for sale.
Chapel • Chariton • Elko • Graysville • Hartford • Howland • Lemons • *Livonia • Lowground • *Lucerne • Martinstown• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Mendota • Omaha • *Powersville • Rosewood • Sidney • Terre Haute • *Unionville • *Worthington
There are 11 USDA backed residential loans in Putnam county with an average loan balance of $80,958. Over 81% of the loans helped first time home buyers. Borrowers were an average age of 33 years old. The typical appraised home value was around $82,563. On average the rural home size purchased with this loan was approximately 1,494 SqFt. Putnam county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Putnam County is roughly 1,347 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Putnam County is 9. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Putnam County.
View the detailed USDA boundaries and read about general conditions of
Putnam County, Missouri
.Putnam County is located in the northern region of the great state of Missouri. It was officially established on February 28, 1845, and named in honor of Major General Israel Putnam, a renowned war hero of the American Revolutionary War. The county was created from sections of the previously existing Adair and Sullivan Counties.
The county seat, Unionville, was initially called Harmony but was later renamed in 1855. Agriculture has traditionally played a significant role in the economy of Putnam County, with crop and livestock production being its mainstays.
One fun fact about Putnam County is that it was once home to the "World's Largest Producing Coal Shaft" in the late 1800s in operation under the Putnam County Coal Co. This coal shaft was named No. 1 Shaft and helped the region become an important coal producer in Missouri for a short period.
Overall, Putnam County offers a small-town feel, rich in history and agricultural tradition, while providing a glimpse into the past of Missouri's development.
Featured Cities of Missouri
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