USDA loan eligible properties in Saint Clair County, MO 
Select from the list of cities below or use the search feature to find active property listings in a city or postal code where you would like to live.
* cities most likely to have USDA loan eligible properties for sale.
*Appleton City • Birdsong • Blackjack • Chalk Level • Chloe • *Collins • Crooks Springs • *Gerster • Hardyville • Harper • Iconium • Iuka Springs • Johnson City • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Lindale • *Lowry City • Monegaw Springs • Ninnescah Park • Ohio • *Osceola • Oyer • Raney • *Roscoe • Taberville • Tiffin • *Vista
browse list of realtors working in Saint Clair County'Saint_Clair'
There are 35 USDA backed residential loans in Saint Clair county with an average loan balance of $79,405. Over 88% of the loans helped first time home buyers. Borrowers were an average age of 43 years old. The typical appraised home value was around $81,202. On average the rural home size purchased with this loan was approximately 1,460 SqFt. Saint Clair county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Saint Clair County is roughly 1,817 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Saint Clair County is 9. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Saint Clair County.
View the detailed USDA boundaries and read about general conditions of
Saint Clair County, Missouri
.Saint Clair County is located in the great state of Missouri and was officially established on March 4, 1841. It was named in honor of Arthur St. Clair, a notable Revolutionary War general and statesman. The county is part of the Osage River watershed, with its county seat being the town of Osceola.
In its early years, the county's economy was largely driven by agriculture, timber, and coal production. As the railroads expanded in the 19th century, towns like Appleton City, Lowry City, and Roscoe developed along the Kansas City, Osceola, and Southern Railroad lines, connecting the communities and further supporting the growth of the region.
Settlement of the region began in the early 1830s with pioneers primarily coming from the southern states, drawn by the fertile soil and abundant timber resources. The county played a role in the American Civil War, with the Battle of Osceola taking place in September 1861. Confederate forces under General Sterling Price captured the town, and in the aftermath, infamous Confederate guerilla fighter William Quantrill burned and looted much of Osceola, leaving it largely destroyed.
One fun fact about Saint Clair County is that it is home to Truman Lake, a reservoir formed by the construction of Truman Dam on the Osage River. The lake offers numerous recreational opportunities such as fishing, boating, and camping, serving as a popular destination for residents and visitors alike.
Featured Cities of Missouri
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