Find USDA Eligible Properties in Saint Francois County
Looking to buy in Saint Francois County, Missouri?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Saint Francois County, MO 
* cities most likely to have USDA loan eligible properties for sale.
*Bismarck • Blackwell • *Bonne Terre • Daytown • De Lassus • Derby • *Desloge • *Doe Run • East Bonne Terre • *Farmington • *Frankclay • French Village • Gumbo • Halifax • Hazel Run • Hurryville • Iron Mountain • *Iron Mountain Lake• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Knob Lick • Koester • *Leadington • *Leadwood • Libertyville • Lopez • Loughboro • Mineral City • Mitchell • Ogborn • *Park Hills • Rock Springs • Silver Springs • Syenite • *Terre du Lac • *Wortham
There are 1,002 USDA backed residential loans in Saint Francois county with an average loan balance of $94,998. Over 78% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $96,113. On average the rural home size purchased with this loan was approximately 1,312 SqFt. Saint Francois county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Saint Francois County is roughly 1,172 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Saint Francois County is 3. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Saint Francois County.
View the detailed USDA boundaries and read about general conditions of
Saint Francois County, Missouri
.Saint Francois County, located in the great state of Missouri, was officially established on December 19, 1821. It was named after the St. Francis River, which was in turn named by French settlers in honor of St. Francis of Assisi. The area was settled predominantly by French and later German immigrants, drawn by the rich mineral deposits and fertile land.
The county is known for its rich history, dating back to the prehistoric era. The first lead mining operations in the region can be traced back to 1720, when French miners started exporting lead to France. The lead mining industry in Saint Francois County played a significant role in the development of the United States, providing raw materials for ammunition during various wars, including the American Revolution and the War of 1812.
The county seat, Farmington, was founded in 1822 and experienced significant growth during the early and mid-19th century, thanks to agriculture and the booming mining industry. As the county developed, schools, churches, and businesses were established to cater to the growing population, which led to the development of other towns in the region.
One fun fact about Saint Francois County is that numerous sinkholes can be found throughout the county. These sinkholes are a result of the unique karst topography, which is characterized by soluble rocks like limestone and dolomite, making it susceptible to the formation of caves and sinkholes. As a result, the region boasts several fascinating caves that are quite popular among spelunkers and tourists alike.
Featured Cities of Missouri
browse list of realtors working in Saint Francois CountySaint Francois county has 1 usdaproperties.com realtor ready to help with your search!
| July 2025 Featured Agent | |
|---|---|
| Dean Eshelman | from RE/MAX Best Choice |
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