USDA loan eligible properties in Saline County, MO 
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* cities most likely to have USDA loan eligible properties for sale.
*Arrow Rock • *Blackburn • Blue Lick • Cambridge • Cretcher • Elmwood • *Emma • Fairville • *Gilliam • *Grand Pass • Hardeman • Herndon • *Malta Bend • *Marshall • *Miami • Montague Hill • *Mount Leonard • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Napton • *Nelson • New Frankfort • Norton • Orearville • Ridge Prairie • Saline City • Salt Springs • Sharon • *Slater • Stanhope • *Sweet Springs • West Glasgow • Wilton Springs
browse list of realtors working in Saline CountySaline has 2 agents ready to help.
There are 447 USDA backed residential loans in Saline county with an average loan balance of $80,283. Over 85% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $82,831. On average the rural home size purchased with this loan was approximately 1,257 SqFt. Saline county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Saline County is roughly 1,980 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Saline County is 7. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Saline County.
View the detailed USDA boundaries and read about general conditions of
Saline County, Missouri
.Saline County is located in the central region of the great state of Missouri. Established on November 25, 1820, it was one of the earliest counties in the state, named after an abundance of salt springs found in the area. The county was formed from a part of Cooper County, and its county seat is Marshall.
Saline County played a significant role in the early history of Missouri, especially during the mid-19th century. The area was predominantly agricultural, allowing settlers to cultivate crops like hemp, corn, and wheat. Its fertile soil and access to the Missouri River contributed to the growth of the agriculture industry. The region was also widely known for its large slave population in the pre-Civil War era, with many plantations flourishing there.
In the later years, after the Civil War, the railroad became a defining factor in the county's economic development. The establishment of the Missouri Pacific Railroad (now known as Union Pacific Railroad) in the 1870s, and the Missouri-Kansas-Texas Railroad (KATY) in the 1890s, allowed industries to expand and connect Saline County to other parts of the state and beyond.
Fun Fact: In 1873, George Washington Carver, the prominent African-American inventor and botanist, enrolled in the small college in Glasgow in Saline County, Missouri, becoming the first African-American student at the institution. After facing racial discrimination and encouraged by his schoolmates and teachers, he moved to Kansas. Carver eventually gained international recognition for his work in agricultural chemistry and his groundbreaking research on peanuts and other crops, which helped revolutionize agriculture in the South.
Featured Cities of Missouri
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