USDA loan eligible properties in Scott County, MO 
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* cities most likely to have USDA loan eligible properties for sale.
*Benton • *Blodgett • Caney Creek • *Chaffee • *Commerce • Crowder • *Diehlstadt • *Haywood City • *Kelso • Lambert • Lusk • McMullin • *Miner • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• *Morley • New Hamburg • *Oran • Perkins • Rockview • Salcedo • Sargent • *Scott City • *Sikeston • Tanner • *Vanduser
browse list of realtors working in Scott CountyThere are 767 USDA backed residential loans in Scott county with an average loan balance of $89,320. Over 80% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $92,755. On average the rural home size purchased with this loan was approximately 1,448 SqFt. Scott county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Scott County is roughly 1,103 square kilometers. USDA defined regions of rural loan ineligibility in Scott cover 3 square kilometers of the county. Approximately 0.3% of Scott County is ineligible for traditional USDA home loans. The influence score for Scott County is 7. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Scott County.
View the detailed USDA boundaries and read about general conditions of
Scott County, Missouri
.Scott County is located in the southeastern region of the great state of Missouri. The county was officially organized on December 28, 1821, making it one of the earliest counties in the state. It was named in honor of General Winfield Scott, a notable figure in the War of 1812 and the Mexican-American War.
Originally inhabited by Native American tribes like the Mississippian Culture and later, the Osage and Quapaw tribes, Scott County was first explored by Europeans in the late 1600s. French and Spanish traders traversed the region before it was acquired by the United States as part of the Louisiana Purchase in 1803.
In the early 19th century, the area experienced a significant influx of settlers, primarily from the Upland South states like Kentucky and Tennessee, who brought their farming and agricultural practices with them. The growth of the cotton industry in Scott County contributed to the development of a plantation culture, with numerous plantations and farms dotting the landscape.
The Civil War led to a period of turmoil for Scott County, as it was situated along the Mississippi River, a major strategic location. The region faced battles and raids, with both Union and Confederate forces vying for control. After the war, the county's economy shifted towards mixed agriculture and industry. Construction of railroads connected Scott County to other parts of Missouri and facilitated the growth of trade and commerce.
Today, Scott County is known for its rich cultural history and agricultural contributions. The county's largest city, Sikeston, is well-known for the Sikeston Jaycee Bootheel Rodeo, one of the largest outdoor rodeos in the United States. The event attracts thousands of visitors to the area every August, showcasing professional rodeo athletes and providing entertainment through live music performances.
Fun fact: Scott County boasts a quirky attraction known as the "UFO Welcome Center" located in the town of Morley. It is a large, UFO-shaped structure built by a local resident that has become an offbeat roadside attraction for travelers passing through.
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