Find USDA Eligible Properties in Wayne County


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Looking to buy in Wayne County, Missouri?
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Start your search for USDA loan eligible properties in the cities of Wayne County, MO   Wayne QR code
* cities most likely to have USDA loan eligible properties for sale.

Bounds   •   Brunot   •   Burbank   •   Burch   •   Cascade   •   Clubb   •   Coldwater   •   Gads Hill   •   Gravelton   •   *Greenville   •   Hiram   •   Holliday Landing   •   Keener Cave   •   Kime   •   Leeper• • •

What is a USDA Loan?
The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible.
Take the First Step Toward 0% Down Financing

 

  •   Lodi   •   Lowndes   •   McGee   •   *Mill Spring   •   Missionary Acres   •   Patterson   •   *Piedmont   •   Shook   •   Silva   •   Upalika   •   Wappapello   •   *Williamsville

There are 62 USDA backed residential loans in Wayne county with an average loan balance of $87,744. Over 85% of the loans helped first time home buyers. Borrowers were an average age of 40 years old. The typical appraised home value was around $88,677. On average the rural home size purchased with this loan was approximately 1,452 SqFt. Wayne county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Wayne County is roughly 2,003 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Wayne County is 9. Look below for the interactive county level map illustration below for more details.

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Wayne County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Wayne County, Missouri
USDA Boundary Details
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Wayne County is located in the southeastern region of the great state of Missouri. Established on December 11, 1818, Wayne County was one of the five original counties in the Missouri Territory. The county was named after the Revolutionary War hero, General Anthony Wayne, who became a United States Congressman and military tactician. The town of Greenville, which was named after Nathanael Greene, another Revolutionary War hero, was designated as the county seat in 1819.

The area that is now Wayne County was originally inhabited by Native American tribes such as the Osage and Cherokee. Later, European settlers, mainly from the western Appalachians, established homesteads and settlements in the county. Much of Wayne County's early economy was based on agriculture, primarily the cultivation of corn and tobacco, and the extraction of natural resources like timber, lead, and iron.

Wayne County was also deeply involved in the American Civil War. As a border state, Missouri experienced political tensions and conflicts between Union and Confederate forces. Wayne County was primarily pro-Union, but there were some pockets of Confederate support. A notable event that occurred during the Civil War in Wayne County was the Battle of Clark's Mill on October 13, 1862, where a Union force defeated a Confederate detachment from Arkansas.

One fun fact about Wayne County, Missouri is that it is home to the largest naturally occurring shut-ins at the Sam A. Baker State Park. Shut-ins are geological formations in which a river or stream is naturally "shut-in" by the surrounding terrain, typically large rock formations or steep bluffs. The park, which covers over 5,000 acres, offers outdoor recreational activities like hiking, equestrian trails, and bird watching. Visitors can explore the natural beauty of the St. Francois Mountains and the Big Creek while enjoying the park's various amenities.


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