There are no geographical USDA loan restrictions in this postal code. Click for more details on 38621.

Crenshaw, Mississippi
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Latoya Newson-Harris
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Going Above and Beyond to Meet Your Needs
Latoya, a Mid South native, is a dedicated individual with a passion for helping people. With a background in healthcare and ... see full details and contact information for Latoya ... is always ready to assist you with your real estate needs in the region.
This realtor has 4 recent and active property listings that range in price from $278,900 to $344,000.
Serving the areas of Enid, Sledge, Crenshaw, Courtland, Walls, Holly Springs, Sarah, Batesville, Arkabutla & Hernando
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Nicki Mays
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Nicki Mays exhibits respect, integrity, hard work along with creative service in every detail of your real estate ... see full details and contact information for Nicki ... peace of mind to home sellers and making dreams come true for buyers.
Nicki has 2 recent and active property listings that range in price from $30,000 to $30,000 with the most recent sale on 2023-03-10 for $202,000.
Serving the areas of Southaven, Olive Branch, Red Banks, Como, Holly Springs, Sardis, Horn Lake, Crenshaw, Arkabutla & Senatobia
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Advantages of Home Ownership:

1. Equity Buildup: Owning a home in Crenshaw, Mississippi means you'll build equity over time. As you make mortgage payments, you'll pay down your principal balance and increase your ownership in your home.

2. Tax Benefits: Homeowners in Crenshaw, Mississippi can take advantage of tax breaks which include deductions for property taxes and mortgage interest.

3. Stability and Control: Homeownership provides you with a sense of stability and control. You can make changes to your home and personalize it, without needing permission from a landlord.

4. Potential Appreciation: Property values in Crenshaw, Mississippi may appreciate over time, potentially increasing the value of your home.

Disadvantages of Home Ownership:

1. Maintenance and Repairs: As a homeowner in Crenshaw, Mississippi, you'll be responsible for all maintenance and repairs on your property. This means additional expenses, time, and effort on your part.

2. Unexpected Costs: Expenses or repairs that may be unexpected like replacing your HVAC system, repairing a leaky faucet, etc.

3. Risk of Depreciation: While property values may go up, they can also go down. Economic downturns or other factors may lead to a decrease in property values in Crenshaw, Mississippi.

4. Long-Term Commitment: Owning a home is a long-term commitment, both financially and personally. Selling your home can be a difficult and time-consuming process.