Here are some potential pros and cons of owning a home in Troy, North Carolina:

Pros:
- Relative affordability: The median home value in Troy is around $100,000, which is lower than the national median of around $230,000. This could make it more feasible for some people to become homeowners compared to pricier areas.
- Small town charm: Many people enjoy the tight-knit community feel of small towns like Troy. There may be local events, traditions, and a greater sense of belonging.
- Access to nature: Troy is situated near the Uwharrie National Forest, which could be a draw for nature enthusiasts who like hiking, camping, and other outdoor activities.

Cons:
- Limited amenities: Smaller towns will generally have fewer restaurants, stores, and other amenities compared to larger cities. This could be a downside if people are looking for a lot of options.
- Limited employment opportunities: People who work in certain fields may find it harder to find job opportunities in small towns like Troy. This could be a concern for those who are looking for work or who would like the option to move jobs in the future.
- Natural disasters: Troy is located inland, but it is still within the state's designated Hurricane Alley. There is always a potential risk of severe weather that could damage homes or property.

It's worth noting that these are general pros and cons and may not necessarily apply to every person or situation. Additionally, some people may view pros and cons differently - for example, some people may prefer the more laid-back lifestyle of a small town, while others may find it too quiet.