Featured local agent #1 Tonya Collier from NC Homes Direct
The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Caldwell county is rated a 4. The average temperature during the month of June is 75.6℉ and the average temperature in January is 40.4℉. The typical humidity of this area is approximately 76% and the area covered by water is 0.56%. The overall influence score for Caldwell is 2.
The map below displays geographic boundaries of Caldwell, North Carolina with a blue border. Regions of North Carolina that are highlighted in red are not eligible for USDA backed home loan programs in the state of North Carolina. Typically these red-highlighted restricted areas represent areas of denser population areas such as city centers. USDAProperties.com can help you determine exactly what properties for sale are outside these exclusionary boundary areas. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.
Select from the above list of cities in Caldwell County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in North Carolina.
Caldwell County is located in the foothills of western North Carolina and is considered to be part of the Hickory-Lenoir-Morganton Metropolitan Statistical Area. According to the U.S. Census Bureau, as of 2019, the population of Caldwell County is 83,539. The median household income is $44,890 and the poverty rate is 17.4%.
The demographics of Caldwell County are primarily white (86.2%), followed by Black or African American (8.1%) and Hispanic or Latino (3.3%). The largest age group is 25-44 years old (30%), followed by 45-64 years old (27%) and under 18 years old (23%).
The living conditions in Caldwell County vary depending on location and socioeconomic status. In general, housing prices are relatively affordable with median home values at $153,200 in 2020. The unemployment rate is 4.1%, which is slightly lower than the state average of 4.5%. Education levels vary, with 83% of adults over 25 having a high school diploma, 20% having a bachelor's degree or higher, and 8% with a graduate or professional degree.
The North Carolina State Office, located in Raleigh, NC, administers USDA Rural Development programs through six Area Offices and fourteen field offices across the state.Featured Property from USDA Loan Eligible Regions of North Carolina
State Director's Office: 919-873-2015
Business Programs: 919-873-2040
Community Programs: 919-873-2030
Multi-Family Housing Programs: 919-873-2050
Single Family Housing Programs: 919-873-2051