USDA Eligibility Boundaries for Caldwell, North Carolina

 
99.8% of Caldwell County is eligible for a USDA home loan.

Featured local agent #1 Tonya Collier from NC Homes Direct

The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Caldwell county is rated a 4. The average temperature during the month of June is 75.6℉ and the average temperature in January is 40.4℉. The typical humidity of this area is approximately 76% and the area covered by water is 0.56%. The overall influence score for Caldwell is 2.

The map below displays geographic boundaries of Caldwell, North Carolina with a blue border. Regions of North Carolina that are highlighted in red are not eligible for USDA backed home loan programs in the state of North Carolina. Typically these red-highlighted restricted areas represent areas of denser population areas such as city centers. USDAProperties.com can help you determine exactly what properties for sale are outside these exclusionary boundary areas. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Watauga is 33 kilometers to the north west, Burke is 26 kilometers to the south west and Alexander is 33 kilometers to the east.
  Select a City in Caldwell   Abingdon Adako Bailey Camp Baton Brown Mountain Beach Buffalo Cove* Cajahs Mountain* Cedar Rock Cedar Valley Collettsville Draco Dudley Shoals Edgemont Finley Fort Defiance* Gamewell Globe Grace Chapel Grandin* Granite Falls Happy Valley Hartland* Hudson Joyceton Kings Creek Legerwood* Lenoir Maple Grove Mortimer Mount Herman* Northlakes Oak Hill Olivette Patterson Petra Mills Piney* Rhodhiss Richland Rufus* Sawmills Upton Valmead Warrior Yadkin Valley

Select from the above list of cities in Caldwell County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in North Carolina.

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Caldwell County is located in the foothills of western North Carolina and is considered to be part of the Hickory-Lenoir-Morganton Metropolitan Statistical Area. According to the U.S. Census Bureau, as of 2019, the population of Caldwell County is 83,539. The median household income is $44,890 and the poverty rate is 17.4%.

The demographics of Caldwell County are primarily white (86.2%), followed by Black or African American (8.1%) and Hispanic or Latino (3.3%). The largest age group is 25-44 years old (30%), followed by 45-64 years old (27%) and under 18 years old (23%).

The living conditions in Caldwell County vary depending on location and socioeconomic status. In general, housing prices are relatively affordable with median home values at $153,200 in 2020. The unemployment rate is 4.1%, which is slightly lower than the state average of 4.5%. Education levels vary, with 83% of adults over 25 having a high school diploma, 20% having a bachelor's degree or higher, and 8% with a graduate or professional degree.

Caldwell, North Carolina

Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with North Carolina USDA program details you can also contact:

The North Carolina State Office, located in Raleigh, NC, administers USDA Rural Development programs through six Area Offices and fourteen field offices across the state.

State Director's Office: 919-873-2015

Business Programs: 919-873-2040

Community Programs: 919-873-2030

Multi-Family Housing Programs: 919-873-2050

Single Family Housing Programs: 919-873-2051

Featured Property from USDA Loan Eligible Regions of North Carolina