USDA Eligibility Boundaries for Cleveland, North Carolina

 
There are no geographical USDA loan restrictions in this county. 100% of Cleveland County is eligible for rural development USDA home loans.

The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Cleveland county is rated a 4. The average temperature during the month of June is 77.9℉ and the average temperature in January is 40.3℉. The typical humidity of this area is approximately 68% and the area covered by water is 0.85%. The overall influence score for Cleveland is 3.

The map below displays geographic boundaries of Cleveland, North Carolina with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Lincoln is 34 kilometers to the north east, Rutherford is 33 kilometers to the west and Gaston is 34 kilometers to the east.
  Select a City in Cleveland   Baker Crossroads Beam Mill* Belwood* Boiling Springs* Casar Delight Double Shoals* Earl* Fallston* Grover* Kings Mountain* Kingstown Knob Creek* Lattimore* Lawndale* Light Oak Marys Grove Metcalf Midpine* Mooresboro New House Oakgrove Olive Grove Ora* Patterson Springs* Polkville Rockdale* Shelby Stubbs Swainsville Toluca* Waco Washburn

Select from the above list of cities in Cleveland County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in North Carolina.

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Cleveland County is located in the foothills of the Blue Ridge Mountains in North Carolina. As of 2019, the county had an estimated population of 98,788. The racial makeup of the county was 79.4% White, 15.4% African American, 1.3% Hispanic or Latino, 1.3% Asian, 0.2% Native American, and 2.4% from two or more races.

The median household income in Cleveland County is $44,664, and the median household income for a family was $52,955. The per capita income for the county was $21,867. About 18.8% of families and 22.9% of the population were below the poverty line, including 34.1% of those under age 18 and 14.7% of those age 65 or over.

The cost of living in Cleveland County is lower than the national average and is considered to be affordable for most residents. The area also provides access to a variety of outdoor activities such as hiking, camping, fishing, and boating in nearby lakes and rivers. There are also several museums and cultural attractions in the area.

Cleveland, North Carolina

Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with North Carolina USDA program details you can also contact:

The North Carolina State Office, located in Raleigh, NC, administers USDA Rural Development programs through six Area Offices and fourteen field offices across the state.

State Director's Office: 919-873-2015

Business Programs: 919-873-2040

Community Programs: 919-873-2030

Multi-Family Housing Programs: 919-873-2050

Single Family Housing Programs: 919-873-2051

Featured Property from USDA Loan Eligible Regions of North Carolina