USDA Eligibility Boundaries for McDowell, North Carolina

 
There are no geographical USDA loan restrictions in this county. 100% of McDowell County is eligible for rural development USDA home loans.

The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, McDowell county is rated a 4. The average temperature during the month of June is 76.1℉ and the average temperature in January is 40.3℉. The typical humidity of this area is approximately 76% and the area covered by water is 1.06%. The overall influence score for McDowell is 6.

The map below displays geographic boundaries of McDowell, North Carolina with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Rutherford is 33 kilometers to the south, Burke is 31 kilometers to the east and Yancey is 33 kilometers to the north west.
  Select a City in McDowell   Ashford Clinchfield Coleman Dendron Dysartsville East Marion Fero Garden Creek Glenlaurel Glenwood Graphite Greenlee Hankins Jacktown Lackey Town* Marion Moffitt Hill North Cove North Cove Crossing* Old Fort Osborne Knob Patten Pleasant Gardens Sevier Stumptown Sunnyvale Toms Creek Vein Mountain* West Marion Wildacres

Select from the above list of cities in McDowell County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in North Carolina.

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McDowell County is located in the Appalachian Mountains of western North Carolina. The county covers an area of 431 square miles, and has a population of 43,532 people (as of 2020). The population is mostly rural and is largely composed of people of European descent.

The median household income in McDowell County is $33,456, which is significantly lower than the state median. The poverty rate in the county is 28.9%, which is more than double the national rate. Unemployment is also higher than average in McDowell County, with a rate of 8.3%.

Housing in McDowell County is mostly single-family homes, with a few multi-family dwellings scattered throughout the county. Most homes are older, built before 1950, and many lack basic amenities such as running water or indoor plumbing. Many of these homes are in need of repair and renovation.

The health care system in McDowell County is limited, with only one hospital and a few small clinics scattered throughout the county. Public transportation is also limited, with only a few bus routes connecting the county to nearby towns and cities.

McDowell, North Carolina

Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with North Carolina USDA program details you can also contact:

The North Carolina State Office, located in Raleigh, NC, administers USDA Rural Development programs through six Area Offices and fourteen field offices across the state.

State Director's Office: 919-873-2015

Business Programs: 919-873-2040

Community Programs: 919-873-2030

Multi-Family Housing Programs: 919-873-2050

Single Family Housing Programs: 919-873-2051

Featured Property from USDA Loan Eligible Regions of North Carolina