USDA Eligibility Boundaries for Mitchell, North Carolina

 
There are no geographical USDA loan restrictions in this county. 100% of Mitchell County is eligible for rural development USDA home loans.

The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Mitchell county is rated a 4. The average temperature during the month of June is 76.1℉ and the average temperature in January is 40.3℉. The typical humidity of this area is approximately 76% and the area covered by water is 0.31%. The overall influence score for Mitchell is 9.

The map below displays geographic boundaries of Mitchell, North Carolina with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Avery is 22 kilometers to the east, Yancey is 18 kilometers to the south west and McDowell is 38 kilometers to the south.
  Select a City in Mitchell   Altapass* Bakersville Bandana Boonford Buladean Clarrissa Cooktown Estatoe Glen Ayre Greene Cove Harrell Hill Hawk Huntdale Kalmia Kona Ledger Little Switzerland Loafers Glory Lunday McKinney Cove Minpro Normanville Penland Peppers Peterson Pigeonroost Poplar Relief* Spruce Pine Strawberry Ridge Tipton Hill Toecane Upper Pigeonroost Upper Poplar Webb Whitson Wing

Select from the above list of cities in Mitchell County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in North Carolina.

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Mitchell County is located in the western part of North Carolina. As of 2019, the county had an estimated population of 15,888 people. The racial makeup of the county was 87.3% White, 8.7% Hispanic or Latino, 2.1% Black or African American, 0.7% Native American, 0.2% Asian, and 1.0% from two or more races.

The median household income in Mitchell County was $35,923 in 2018 and the per capita income was $20,839. About 18.7% of residents were living below the poverty line.

The unemployment rate in Mitchell County is 5.3%, which is slightly lower than the national average of 5.6%. The area is rural and has a low cost of living. Many residents are employed in manufacturing and agriculture, as well as some tourism-related businesses.

The housing stock in Mitchell County is mostly single-family homes with some mobile homes and apartments available for rent. Housing prices are generally affordable compared to other parts of North Carolina.

Overall, Mitchell County is a rural area with a diverse population and a low cost of living compared to other parts of North Carolina.

Mitchell, North Carolina

Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with North Carolina USDA program details you can also contact:

The North Carolina State Office, located in Raleigh, NC, administers USDA Rural Development programs through six Area Offices and fourteen field offices across the state.

State Director's Office: 919-873-2015

Business Programs: 919-873-2040

Community Programs: 919-873-2030

Multi-Family Housing Programs: 919-873-2050

Single Family Housing Programs: 919-873-2051

Featured Property from USDA Loan Eligible Regions of North Carolina