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USDA Eligibility Boundaries for Montgomery, North Carolina 
There are no geographical USDA loan restrictions in this county. 100% of Montgomery County is eligible for rural development USDA home loans.
The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Montgomery county is rated a 4. The average temperature during the month of June is 77.9℉ and the average temperature in January is 42.1℉. The typical humidity of this area is approximately 68% and the area covered by water is 2.0%. The overall influence score for Montgomery is 8.
The map below displays geographic boundaries of Montgomery, North Carolina with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.
Select from the above list of cities in Montgomery County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in North Carolina.
Montgomery County is located in the U.S. state of North Carolina and is part of the Charlotte-Concord-Gastonia Metropolitan Statistical Area. According to the 2010 U.S. Census, the county had a population of 27,798. The racial makeup of the county was 65.7% White, 20.3% African American, 10.8% Hispanic or Latino, 2.5% Asian, 0.5% Native American, 0.1% Pacific Islander, and 0.5% from other races.
Montgomery County has a total area of 544 square miles, of which 539 square miles is land and 4.4 square miles is water. According to the U.S. Census Bureau, the median household income in Montgomery County was $35,609 in 2018 and the median home value was $117,600 in 2019. The poverty rate in Montgomery County was 18.3% in 2018 and the unemployment rate was 3.6%.
The living conditions in Montgomery County vary depending on the location within the county. In general, the county is rural with many small towns and villages spread throughout its landscape. Many residents live in single-family homes that are surrounded by farmland and wooded areas. The area has a low cost of living with affordable housing and transportation costs. Education is provided by public schools as well as private schools and colleges.
Montgomery, North Carolina
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with North Carolina USDA program details you can also contact:
The North Carolina State Office, located in Raleigh, NC, administers USDA Rural Development programs through six Area Offices and fourteen field offices across the state.Featured Property from USDA Loan Eligible Regions of North Carolina
State Director's Office: 919-873-2015
Business Programs: 919-873-2040
Community Programs: 919-873-2030
Multi-Family Housing Programs: 919-873-2050
Single Family Housing Programs: 919-873-2051
