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USDA Eligibility Boundaries for Polk, North Carolina 
There are no geographical USDA loan restrictions in this county. 100% of Polk County is eligible for rural development USDA home loans.
The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Polk county is rated a 4. The average temperature during the month of June is 76.9℉ and the average temperature in January is 43.2℉. The typical humidity of this area is approximately 76% and the area covered by water is 0.31%. The overall influence score for Polk is 6.
The map below displays geographic boundaries of Polk, North Carolina with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.
Select from the above list of cities in Polk County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in North Carolina.
Polk County, North Carolina is located in the Blue Ridge Mountains of western North Carolina. The county has a population of approximately 20,000 people and covers an area of approximately 420 square miles. According to the 2010 United States Census, the population was 92.2% White, 4.9% Hispanic or Latino, 2.2% African American, 0.8% Native American, 0.2% Asian, and 0.5% from two or more races.
The median household income in Polk County is $36,818, with 18.4% of the population living below the poverty line. The unemployment rate is 6.2%. The majority of residents are employed in manufacturing and construction industries.
The living conditions in Polk County are generally rural and isolated. The area has a high concentration of small farms and is largely dependent on agriculture for its economy. Many areas lack public transportation and access to basic infrastructure such as sewage and water systems. In addition, there is limited access to health care and educational opportunities in the county.
Polk, North Carolina
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with North Carolina USDA program details you can also contact:
The North Carolina State Office, located in Raleigh, NC, administers USDA Rural Development programs through six Area Offices and fourteen field offices across the state.Featured Property from USDA Loan Eligible Regions of North Carolina
State Director's Office: 919-873-2015
Business Programs: 919-873-2040
Community Programs: 919-873-2030
Multi-Family Housing Programs: 919-873-2050
Single Family Housing Programs: 919-873-2051
