USDA Eligibility Boundaries for Rutherford, North Carolina

 
There are no geographical USDA loan restrictions in this county. 100% of Rutherford County is eligible for rural development USDA home loans.

The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Rutherford county is rated a 4. The average temperature during the month of June is 78.5℉ and the average temperature in January is 41.1℉. The typical humidity of this area is approximately 76% and the area covered by water is 0.31%. The overall influence score for Rutherford is 6.

The map below displays geographic boundaries of Rutherford, North Carolina with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center McDowell is 33 kilometers to the north, Polk is 26 kilometers to the south west and Cleveland is 33 kilometers to the east.
  Select a City in Rutherford   Avondale Bills Creek* Bostic Brice Camp Occoneechee* Caroleen* Chimney Rock Village* Cliffside Corinth Danieltown* Ellenboro* Forest City Gilkey Green Hill* Henrietta Hollis* Lake Lure Logan Mount Vernon* Ruth* Rutherfordton Sandy Mush Shiloh Shingle Hollow* Spindale Sunshine Thermal City Union Mills Uree Westminster Whitehouse

Select from the above list of cities in Rutherford County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in North Carolina.

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Rutherford County is located in the foothills of the Blue Ridge Mountains in western North Carolina. It is about an hour east of Asheville and two hours west of Charlotte. According to the U.S. Census Bureau, the population of Rutherford County was estimated to be 66,822 in 2019. The median household income was $40,957 in 2018, which is lower than the national average.

The racial makeup of Rutherford County is approximately 89.3% White, 7.9% Black or African American, 0.6% Native American, 0.7% Asian, 1.1% from other races, and 1.4% from two or more races. The largest Hispanic or Latino population is of Mexican origin at 2.5%.

The living conditions in Rutherford County vary greatly depending on the area. In some areas, there are larger cities with many amenities and modern housing developments. In other areas, there are smaller towns and rural communities with limited access to services and resources. The cost of living in Rutherford County is slightly below the national average and the unemployment rate is 5%, which is higher than the national average.

Rutherford, North Carolina

Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with North Carolina USDA program details you can also contact:

The North Carolina State Office, located in Raleigh, NC, administers USDA Rural Development programs through six Area Offices and fourteen field offices across the state.

State Director's Office: 919-873-2015

Business Programs: 919-873-2040

Community Programs: 919-873-2030

Multi-Family Housing Programs: 919-873-2050

Single Family Housing Programs: 919-873-2051

Featured Property from USDA Loan Eligible Regions of North Carolina