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Ray, North Dakota in Williams County

Located in Williams County, North Dakota, the village of Ray offers a peaceful and picturesque setting that embodies the essence of rural life. Situated at latitude 48.3416 and longitude -103.1635, Ray is surrounded by the breathtaking natural beauty of the North Dakota prairies.

Life in this close-knit community is characterized by a strong sense of community spirit and camaraderie. Residents often come together for various events and activities that foster a tight bond within the village. From local fairs and festivals that celebrate its agricultural roots to community fundraisers and social gatherings, there is always something happening in Ray for both residents and visitors alike.

What is a USDA Loan?
The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible.
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In terms of amenities, Ray offers essential facilities and services to cater to the needs of its residents. You'll find a range of educational opportunities, including schools that prioritize the education and growth of young minds. Additionally, there are local businesses, such as grocery stores, shops, and restaurants, ensuring that residents have access to the essentials without having to travel too far.

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For outdoor enthusiasts, Ray and its surrounding area provide ample opportunities for exploration and recreation. With vast open spaces and picturesque landscapes, residents can enjoy activities like hiking, fishing, hunting, and even horseback riding. The region's natural beauty is truly a sight to behold and a haven for those seeking tranquility away from the hustle and bustle of city life.

While Ray may be a small village, it offers a sense of security, peace, and a chance to connect with nature. The tight-knit community and the rural surroundings make it an idyllic place to call home for those who appreciate the simple joys of life and a close community spirit.

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