Looking to buy in Holt County, Nebraska?
There are 83 USDA backed residential loans in Holt county with an average loan balance of $76,511. Over 84% of the loans helped first time home buyers. Borrowers were an average age of 35 years old. The typical appraised home value was around $80,654. On average the rural home size purchased with this loan was approximately 1,373 SqFt. Holt county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Holt County is roughly 6,258 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Holt County is 8. Look below for the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Holt County, NE
* cities most likely to have USDA loan eligible properties for sale.
Amelia • Anncar • *Atkinson • Catalpa • *Chambers • Deloit • Dorsey • Dustin • *Emmet • *Ewing • Inez • *Inman • Meek • Midway • *ONeill • Opportunity • *Page • Redbird • Stafford • Star • *Stuart • Swan Lake • Wilson Ranch
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Holt County.
Holt County, located in the northeastern part of the great state of Nebraska, was officially established in 1876 after the Nebraska state legislature divided the area from unorganized territory. The county was named in honor of Joseph Holt, a Kentucky native who served as the United States Postmaster General during President Buchanan's administration and later became a judge advocate under President Abraham Lincoln. O'Neill, named after General John O'Neill, is the county seat of Holt County and is also known as the Irish Capital of Nebraska.
The county's landscape is characterized by its rolling hills, fertile farmlands, and the presence of the Elkhorn and Niobrara rivers, providing ideal conditions for agriculture and livestock rearing. Early settlers were primarily farmers and ranchers, and the county's economy has always been firmly rooted in agribusiness. Today, Holt County's economy remains based on agriculture, with the production of crops such as corn, soybeans, and alfalfa, as well as raising cattle, hogs, and chickens.
One fun fact about this region is that it is home to the Ashfall Fossil Beds State Historical Park, an internationally renowned paleontological site. The park is famous for the well-preserved remains of ancient animals and plants that were buried by a volcanic eruption some 12 million years ago. The ash preserved the fossils so well that details such as skin impressions and stomach contents are still discernible, providing valuable insights into the ancient ecology of the region. This rare, fascinating and educational destination attracts thousands of visitors each year, giving them a chance to witness one-of-a-kind fossil discoveries in a protected research area.