USDA loan eligible properties in Cheshire County, NH 
Select from the list of cities below or use the search feature to find active property listings in a city or postal code where you would like to live.
* cities most likely to have USDA loan eligible properties for sale.
*Alstead • Alstead Center • Ashuelot • Bowkerville • Camp Forest Lake • Camp Notre Dame • Chesham • *Chesterfield • Christian Hollow • Cold River • Converseville • Cutter Hill • Dodge Tavern • Drewsville • *Dublin • East Alstead • East Rindge • East Sullivan • East Swanzey • East Westmoreland • Eastview • Ellisville • *Fitzwilliam • Fitzwilliam Depot • Gee Mill • Gilboa • *Gilsum • Hadley • *Harrisville • *Hinsdale • *Jaffrey • Jaffrey Center • Keene • Lower Village • *Marlborough • *Marlow • Mill Hollow • Mill Village • Munsonville • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• *Nelson • North Hinsdale • North Richmond • North Swanzey • *North Walpole • Poocham • Rand • *Richmond • *Rindge • Rockwood • *Roxbury • Roxbury Center • Scotland • South Stoddard • Spofford • Spragueville • Squantum • State Line • *Stoddard • *Sullivan • *Surry • *Swanzey • Swanzey Station • Thomas • *Troy • *Walpole • Webb • West Chesterfield • West Rindge • *West Swanzey • *Westmoreland • Westmoreland Depot • Westport • *Winchester • Woodmere • Woods Mill
browse list of realtors working in Cheshire CountyThere are 572 USDA backed residential loans in Cheshire county with an average loan balance of $137,057. Over 84% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $143,226. On average the rural home size purchased with this loan was approximately 1,355 SqFt. Alternate income limits exist to determine loan eligibility in Cheshire county. For a household of upto 4 people the income limit is $104,650. For a household of between 5 and 8 people the income limit increases to $131,850.
The size of Cheshire County is roughly 1,888 square kilometers. USDA defined regions of rural loan ineligibility in Cheshire cover 97 square kilometers of the county. Approximately 5.2% of Cheshire County is ineligible for traditional USDA home loans. The influence score for Cheshire County is 3. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Cheshire County.
View the detailed USDA boundaries and read about general conditions of
Cheshire County, New Hampshire
.Cheshire County is located in the southwestern part of the great state of New Hampshire, USA. It was first established in 1769 as one of the five original counties in the state during the British colonial era. The county was named after Cheshire, a county in England, by Governor John Wentworth, to honor his ancestral town.
Early European settlers were attracted to the area by fertile land along the banks of the Connecticut River. The initial economy centered around agriculture, which provided plenty of food for the growing population. Throughout the 19th century, Cheshire County started to evolve into a more industrialized society, with mills and manufacturing facilities popping up in several towns along rivers and waterways.
During the 1800s, Cheshire County played a crucial role in the abolitionist movement, with several towns serving as stations on the Underground Railroad. Keene, the county seat, was an active hub for both the movement and women's suffrage.
In terms of a fun fact, Cheshire County is home to the Monadnock Region, which encompasses Mount Monadnock, one of the most climbed mountains in the world. The name "Monadnock" is derived from the Abenaki Native American term, meaning "smooth mountain," owing to the distinguishing geological features the peak possesses compared to its surroundings. Mount Monadnock has also inspired numerous artists and writers, most notably transcendentalist authors such as Ralph Waldo Emerson and Henry David Thoreau.
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