USDA Eligibility Boundaries for Somerset, New Jersey

 
41.3% of Somerset County is eligible for a USDA home loan.

The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Somerset county is rated a 3. The average temperature during the month of June is 74.5℉ and the average temperature in January is 29.8℉. The typical humidity of this area is approximately 60% and the area covered by water is 0.11%. The overall influence score for Somerset is 1.

The map below displays geographic boundaries of Somerset, New Jersey with a blue border. Regions of New Jersey that are highlighted in red are not eligible for USDA backed home loan programs in the state of New Jersey. Typically these red-highlighted restricted areas represent areas of denser population areas such as city centers. USDAProperties.com can help you determine exactly what properties for sale are outside these exclusionary boundary areas. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Union is 28 kilometers to the north east, Middlesex is 22 kilometers to the south east and Hunterdon is 24 kilometers to the west.
  Select a City in Somerset   Basking Ridge* Bedminster* Belle Mead* Bernards* Bernardsville Blackwells Mills* Blawenburg Bound Brook Bradley Gardens* Branchburg Branchburg Park Bridgepoint Bridgewater Burnt Mills Chimney Rock Clyde Coontown East Franklin East Millstone East Rocky Hill* Far Hills Finderne Flagtown Frankfort Franklin Center Franklin Park Greater Cross Roads Green Brook Green Knoll Griggstown* Harlingen Higginsville Hillsborough Kingston Lamington Lyons Madisonville Manville Martinsville Mettler Middlebush Millstone* Montgomery Mount Horeb Neshanic Neshanic Station North Branch North Branch Depot North Plainfield* Peapack and Gladstone Pill Hill Pleasant Plains Pleasantview Pluckemin Pottersville Raritan Rock Mill* Rocky Hill Round Top Royce Valley Six Mile Run Sixmile Run* Skillman Smalleytown Somerset Somersetin Somerville South Bound Brook South Branch Sunset Hill Garden Ten Mile Run Ukrainian Village Van Dorans Mills Vliettown Warren Watchung Weston Woodfern Woods Tavern Zarephath Zion

Select from the above list of cities in Somerset County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in New Jersey.

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Somerset County is located in central New Jersey, and is part of the New York metropolitan area. The population of Somerset County was 323,444 as of the 2019 US Census. The racial makeup of the county was 77.1% White, 10.9% Asian, 7.6% Hispanic or Latino, 6.1% Black or African American, and 3.2% from other races.

Somerset County has a median household income of $129,854, which is higher than the national median of $61,937. The median age in the county is 43.3 years old. The largest cities in Somerset County are Franklin Township (59,232), Bridgewater Township (44,878), and Hillsborough Township (38,943).

The living conditions in Somerset County are generally considered to be quite good. The cost of living is higher than the national average due to its proximity to New York City, but there are plenty of jobs available in the area and the unemployment rate is lower than the national average. There are many parks and recreational areas throughout the county, as well as plenty of shopping and dining opportunities.

Somerset, New Jersey

Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with New Jersey USDA program details you can also contact:

New Jersey State Office
521 Fellowship Road
Suite 130
Mt. Laurel, NJ  08054
Tel: 856-787-7700
Fax: 855-305-7343

Featured Property from USDA Loan Eligible Regions of New Jersey