Looking to buy in Cibola County, New Mexico?
There are 69 USDA backed residential loans in Cibola county with an average loan balance of $101,968. Over 86% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $106,090. On average the rural home size purchased with this loan was approximately 1,593 SqFt. Cibola county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Cibola County is roughly 11,766 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Cibola County is 6. Look below for the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Cibola County, NM
* cities most likely to have USDA loan eligible properties for sale.
Acoma Village • Acomita • *Acomita Lake • Alaska • Anzac • *Anzac Village • Atarque • *Bibo • *Bluewater Acres • *Bluewater Village • Budville • Casa Blanca • Casa Fria • Copperton • *Cubero • Diener • El Morro • *Encinal • *Fence Lake • *Grants • Harrisburg • *Laguna • Marmon • McCartys • *McCartys Village • *Mesita• • •
What is a USDA Loan? |
The USDA 502 Guaranteed Loan Program is designed to help low-to-moderate-income homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
Take the First Step Toward $0 Down Financing |
• *Milan • *Moquino • New Laguna • New York • *North Acomita Village • Ojo Caliente • *Paguate • *Paraje • Philadelphia • Piedra Lumbre • *Pinehill • *San Fidel • *San Mateo • *San Rafael • Sawyer • *Seama • *Seboyeta • *SkylineGanipa • *South Acomita Village • Techado • Tingle • Toltec • Villa de Cubero • West Village
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Cibola County.
Cibola County is located in the great state of New Mexico, USA. Established on June 19, 1981, it is the youngest and 33rd county in the state. The county was formed by redistricting parts of the neighboring Valencia County, with the county seat located in the city of Grants. The name "Cibola" is believed to be derived from the native Zuni word, "cibola," meaning "the Buffalo" or, by extension, referring to a place of wealth and abundance.
Cibola County has a rich history that can be traced back to numerous native cultures, including the Ancestral Puebloans (also known as the Anasazi), the Zuni Native American tribe, and the Navajo people. The area was first visited by European explorers in the 16th century when Spanish Conquistadors passed through in search of the legendary Seven Cities of Gold.
In the 19th and 20th centuries, with the arrival of the Atchison, Topeka, and Santa Fe Railroad, Cibola County flourished as a major logging and livestock center. The region also experienced a uranium boom in the mid-20th century, which transformed Grants from a small railroad town into a bustling mining community.
One fun fact about Cibola County is that it is home to several ancient pueblo sites such as Acoma Pueblo (also known as Sky City), an iconic and well-preserved historic settlement. Believed to have been inhabited since around 1100 A.D., Acoma Pueblo is one of the oldest continuously inhabited communities in North America, with residents still living in traditional pueblo-style dwellings to this day.
February 2025 Featured Agent | |
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Jason Valentine | from Coldwell Banker High Desert Realty |