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USDA Eligibility Boundaries for Harding, New Mexico 
There are no geographical USDA loan restrictions in this county. 100% of Harding County is eligible for rural development USDA home loans.
The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Harding county is rated a 4. The average temperature during the month of June is 73.1℉ and the average temperature in January is 33.0℉. The typical humidity of this area is approximately 42% and the area covered by water is 0.03%. The overall influence score for Harding is 9.
The map below displays geographic boundaries of Harding, New Mexico with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.
Select from the above list of cities in Harding County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in New Mexico.
Harding County is located in the eastern part of New Mexico. According to the 2010 U.S. Census, Harding County had a population of 695 people, with a median age of 46.7 years old. The racial makeup of Harding County was 66.3% White, 0.3% African American, 20.5% Native American, 0.7% Asian, 0.1% Pacific Islander, 8.1% from other races, and 4.0% from two or more races. Hispanic or Latino of any race were 28.2% of the population.
The median household income in Harding County was $20,589, and the median house value was $45,000. About 44.4% of families and 50.2% of the population were below the poverty line, including 54.4% of those under age 18 and 57.2% of those age 65 or over.
The living conditions in Harding County are relatively rural and isolated due to its remote location in eastern New Mexico rural area and lack of access to many amenities and services that are available elsewhere in the state or country. Most residents rely on private wells for their water supply, and access to electricity is limited as well due to the county's remoteness and lack of infrastructure development in some areas.
Harding, New Mexico
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with New Mexico USDA program details you can also contact:
USDA Rural Development State OfficeFeatured Property from USDA Loan Eligible Regions of New Mexico
100 Sun Avenue NE, Suite 130
Albuquerque, NM 87109
Phone: 505-761-4950
