Find USDA Eligible Properties in McKinley County

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Jason Valentine   from   Coldwell Banker High Desert Realty

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Looking to buy in McKinley County, New Mexico?

There are 211 USDA backed residential loans in McKinley county with an average loan balance of $117,936. Over 65% of the loans helped first time home buyers. Borrowers were an average age of 42 years old. The typical appraised home value was around $122,042. On average the rural home size purchased with this loan was approximately 1,425 SqFt. McKinley county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of McKinley County is roughly 14,131 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for McKinley County is 7. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of McKinley County, NM   McKinley QR code
* cities most likely to have USDA loan eligible properties for sale.

Allison   •   Ambrosia Lake   •   *Black Rock   •   Bread Springs   •   *Brimhall Nizhoni   •   Buffalo Springs   •   Chi Chil Tah   •   *Church Rock   •   Coolidge   •   Coyote Canyon   •   *Crownpoint   •   Defiance   •   Dos Tristes   •   El Dado   •   Fort Wingate   •   *Gallup   •   Gamerco   •   Gonzales   •   Hospah   •   Iyanbito   •   Leon   •   Lower Nutria   •   Manuelito   •   Mariano Lake   •   McCune   •   McGaffey   •   Mentmore   •   *Nakaibito   •   *Navajo   •   Navajo Wingate Village   •   North Chaves   •   North Guam   •   Page   •   Perea   •   Pescado   •   Piedra de la Aguila   •   Pinedale   •   Pinehaven   •   Prewitt   •   *Pueblo Pintado   •   *Ramah   •   Rehoboth   •   *Rock Springs   •   Seven Lakes   •   Smith Lake   •   South Chaves   •   South Guam   •   Standing Rock   •   Tekapo   •   *Thoreau   •   Tinian   •   *Tohatchi   •   *Tse Bonito   •   Twin Buttes   •   *Twin Lakes   •   Upper Nutria   •   Vanderwagen   •   Whitehorse   •   Wingate   •   *Yahtahey   •   Zuni   •   *Zuni Pueblo

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in McKinley County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
McKinley County, New Mexico
USDA Boundary Details

McKinley County, located in the northwestern part of the great state of New Mexico, was created on February 23, 1901. The county was named in honor of the 25th President of the United States, William McKinley. Spanning over 5,455 square miles, McKinley County has a rich blend of Native American and Hispanic cultural heritage.

Before European contact, this area was primarily inhabited by Native Americans, specifically the Navajo, Zuni, and Hopi tribes. The Spanish explorer Francisco Vazquez de Coronado arrived in the region in 1540, beginning the Spanish colonization process. The Navajo tribe fiercely resisted Spanish intrusion, but eventually, Spanish settlers made their presence felt in the area. In 1821, Mexico gained its independence from Spain, and the region became part of Mexico. Following the Mexican-American War, the Treaty of Guadalupe Hidalgo, signed in 1848, transferred much of the Southwest, including New Mexico, to the United States.

Early industries in the county included trading and ranching, which expanded when the Atlantic and Pacific Railroad (later the Atchison, Topeka & Santa Fe Railway) was constructed through the region between 1880 and 1883. Gallup, the largest city in McKinley County, played a major role in coal mining and served as a hub for the railroad, especially during its heyday in the early 20th century.

McKinley County has a strong connection to Native American arts and crafts, particularly the Navajo Nation, which thrives on making traditional pottery, weaving, and jewelry. The county is home to several protected sites and monuments, including the Chaco Culture National Historical Park, which preserves the remains of an ancient Puebloan civilization dating back over a thousand years.

Fun fact: McKinley County is known for hosting the annual Inter-Tribal Indian Ceremonial in the city of Gallup every August. This event brings together members of various tribes from across the United States to celebrate and showcase their traditional arts, crafts, and culture, including dance performances and traditional competitions.

Featured Cities of New Mexico
Yah-ta-hey Coolidge
Featured Properties from USDA Loan Eligible Regions of McKinley County