Find USDA Eligible Properties in Valencia County

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Looking to buy in Valencia County, New Mexico?


There are 567 USDA backed residential loans in Valencia county with an average loan balance of $129,293. Over 80% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $132,095. On average the rural home size purchased with this loan was approximately 1,565 SqFt. Valencia county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Valencia County is roughly 2,768 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Valencia County is 2. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Valencia County, NM   Valencia QR code
* cities most likely to have USDA loan eligible properties for sale.

*Adelino   •   Azul   •   Becker   •   *Belen   •   Bodega   •   Bosque   •   *Bosque Farms   •   *Casa Colorada   •   *Chical   •   Correo   •   Dalies   •   *El Cerro   •   *El Cerro Mission   •   *Highland Meadows   •   *Jarales   •   La Constancia   •   La Ladera   •   *Las Maravillas   •   *Los Chaves• • •

What is a USDA Loan?
The USDA 502 Guaranteed Loan Program is designed to help low-to-moderate-income homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible.
Take the First Step Toward $0 Down Financing

 

  •   Los Lentes   •   *Los Lunas   •   Los Trujillos   •   *Madrone   •   *Meadow Lake   •   *Monterey Park   •   Paquita   •   *Peralta   •   *Pueblitos   •   *Rio Communities   •   Rio Grande Estates   •   Rio Puerco   •   Sandia   •   *Sausal   •   South Garcia   •   Suwanee   •   *Tome   •   *Valencia

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Valencia County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Valencia County, New Mexico
USDA Boundary Details
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Valencia County is located in the central part of the state of New Mexico, within the United States of America. The county was officially established on January 9, 1852, and is named in honor of the 16th-century Spanish explorer and colonist, Francisco de Valencia. Belen, the second-largest city in Valencia County, serves as its county seat.

The history of Valencia County dates back to the pre-Columbian era when Native American tribes, like the Pueblo people and the Navajo, inhabited the region. Spanish explorers arrived in the early 16th century, and by the late 1500s, European colonization in the region began to establish the foundations of the county. Throughout the 17th and 18th centuries, Spanish missions were established, including the San Clemente Mission, built around 1630, and the Tome Mission, founded in 1629.

Valencia County has been the site of numerous historical events, including the Pueblo Revolt of 1680, during which the Spanish were temporarily expelled from the region by the Pueblo people. However, the Spanish reconquered the territory in 1692 under Governor Diego de Vargas, and quickly resumed their rule.

The inclusion of Valencia County in the United States of America occurred with the signing of the Treaty of Guadalupe Hidalgo in 1848, following the Mexican-American War. The county has since been incorporated in the Territory of New Mexico, and eventually became part of the state of New Mexico upon its admission to the Union as its 47th state in 1912.

A fun fact about Valencia County is that it is home to the Hub City Model Railroad Museum, located in Belen. The museum showcases the region's rich railroad history and offers to its visitors an impressive miniature replica of the original Belen rail yard, spanning more than 2,500 square feet in size and including over 50 scale model trains.


Featured Cities of New Mexico
Valencia Becker
Featured Properties from USDA Loan Eligible Regions of Valencia County
3680 Santa Fe Trl SW
Los Lunas, NM

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444 Colonial Ave SW
Los Lunas, NM

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909 Impala Dr
Belen, NM

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1466 Tierra Verde Loop NW
Los Lunas, NM

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Realtors in Valencia browse list of realtors working in Valencia County
Valencia county has 2 usdaproperties.com realtors ready to help with your search!
February 2025 Featured Agents
Antonieta Johnson   from   Realty One of Nee Mexico
Susan Blackwell   from   Welcome Home Realty, LLC

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