There are no geographical USDA loan restrictions in this postal code. Click for more details on 89438.

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A Great Place to Live, Work and Play!



Positive things:
1. Fernley is close to many outdoor recreational activities in the surrounding areas, including hiking, fishing, and camping.
2. The city of Fernley has a variety of dining and shopping options available.
3. The community is a great place to raise a family with its safe neighborhoods and quality schools.

Negative thing: One downside to living near Fernley is its location in a semi-arid desert climate, which can get very hot during the summer months.

Allie Bear
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Allie Bear Real Estate


Office address:
PO Box 1856
Elko, NV

Allie has 8 recent and active property listings that range in price from $18500 to $14000000 with the most recent sale on 2024-05-17 for $4140000.
Serving the areas of Denio, McDermitt, Eureka, Golconda, Ruby Valley, Tuscarora, Imlay, Jarbidge, Ely & Montello
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Kristene Biglieri
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I am your premier real estate expert in Reno/Sparks and I am here to provide you with all the resources and information you ... see full details and contact information for Kristene ... confident that I can offer you knowledge and tools most other agents cant.
Kristene has 3 recent and active property listings that range in price from $75000 to $305000 with the most recent sale on 2024-07-03 for $1150000.
Serving the areas of Sparks, Valmy, Virginia City, Verdi, Reno & Sun Valley
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Tasha Marciel
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Maximum effort on your behalf!
As a professional, my goal is to exceed expectations and inspire confidence in those I serve. I am committed to going above ... see full details and contact information for Tasha ... to truly understand and cater to my clients' unique needs and preferences.
This realtor has 3 recent and active property listings that range in price from $20000 to $379900.
Serving the areas of Winnemucca, McDermitt, Denio, Paradise Valley, Lovelock, Orovada, Valmy, Golconda, Battle Mountain & Imlay
Patricia Duhamel
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I am thrilled and honored to be in the RealEstate industry asit allows me to do what I love to do, develop life long ... see full details and contact information for Patty ... to exceed your expectations and provide you with exceptional service.
Patty has 2 recent and active property listings that range in price from $88000 to $315000 with the most recent sale on 2024-06-28 for $1321000.
Serving the areas of Reno, Sparks, Valmy, Sun Valley & Carson City
Patricia Ginocchio
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"Do the Right Thing"
Patty Ginocchio epitomizes integrity, energy, hard work, and creative service in every detail of your real estate ... see full details and contact information for Patricia ... anytime without obligation. She is ready to go to work for you today!
Patricia has 2 recent and active property listings that range in price from $599900 to $2100000 with the most recent sale on 2024-02-21 for $745000.
Serving the areas of Reno, Sun Valley, Sparks, Valmy, Verdi & Washoe Valley
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Jaime Araque
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Call me, you will be glad you did!
Professional and reliable agent with many years of experience in Hospitality and Real Estate. They call me the negotiator as ... see full details and contact information for Jaime ... experience. My model "Call me, you will be glad you did! 702 743 1540"
This realtor has 1 active or recent property listings for $375000.
Serving the areas of Round Mountain, Winnemucca, Yerington, McDermitt, Fallon, Gardnerville, Jackpot, Empire & Las Vegas
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Derrick Stephens
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As a real estate professional, Derrick built his professional resume through hard work and focused attention to detail. He ... see full details and contact information for Derrick ... to achieve greatness. He also enjoys cooking, reading, and traveling.
Derrick has 0 active or recent property listings for $0.
Serving the areas of Sparks, Fallon, Austin, Lovelock, Wells, Baker, Eureka, West Wendover, Hawthorne & Owyhee
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Bernadine Biafore
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Live life, believe in your dreams, the only regret will be the chance not taken
Originally from W.Va., moved to Las Vegas in 1979. Retired from federal government 1999, Department of Energy and Housing ... see full details and contact information for Bernadine ... in all aspects of real estate, call me today, real estate is in my blood.
Bernadine has 4 recent and active property listings that range in price from $18900 to $275000.
Serving the areas of Carson City, Orovada, Mercury, Nellis AFB, McGill, Tonopah, Crescent Valley, Sloan & Beatty
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Kristen Gil
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Kristen Gil is a Broker/Salesperson for Dickson Realty. She has more than 23 years of real estate experience in the ... see full details and contact information for Kristen ... as the close proximity to both Lake Tahoe and the Bay Area of California.
Kristen has 1 active or recent property listings for $442500 with the most recent sale on 2024-06-13 for $1140000.
Serving the areas of Valmy, Sparks, Sun Valley & Reno
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Official State Seal

There are several advantages and disadvantages of home ownership in the city of Fernley, Nevada.

Advantages:
1. Investment: Owning a home is an investment that can appreciate in value over time.
2. Equity: The equity in a home can be used for things like making home improvements or paying for college tuition.
3. Control: Homeowners have more control over their property and can make changes as they see fit.
4. Stability: Owning a home can provide a sense of stability and belonging in a community.
5. Tax benefits: There are tax benefits associated with owning a home, such as property tax deductions and mortgage interest deductions.

Disadvantages:
1. Maintenance: Homeowners are responsible for maintaining their property and making repairs as needed.
2. Expense: Owning a home can be expensive, with costs such as property taxes, insurance, and repairs.
3. Risk: There is a risk of losing money if the housing market declines.
4. Limited flexibility: Homeowners may be limited in their ability to relocate for work or other reasons.
5. Time commitment: Owning a home requires a significant time commitment, including regular maintenance and upkeep.

Specifically for the city of Fernley, Nevada, some additional advantages could include its growing economy and affordable real estate market, while some disadvantages may include its hot desert climate and distance from major urban centers. It's important to do thorough research and consider all factors before making a decision on home ownership in any location.