Here are some potential pros and cons of homeownership in Cortlandt, New York:

Pros:
- Appreciation potential: Home values in Cortlandt have been on the rise in recent years, which means that homeowners may be able to earn a return on their investment over time.
- Low crime rates: Cortlandt is a relatively safe place to live, with low rates of violent and property crime.
- Access to nature: Cortlandt is located in a scenic area of Westchester County, with plenty of opportunities to enjoy nature, including parks, hiking trails, and the Hudson River nearby.
- Good schools: The area also boasts some excellent schools, which can be a major draw for families.

Cons:
- High cost of living: Westchester County is known for its high cost of living, and Cortlandt is no exception. Housing prices, property taxes, and other expenses can add up quickly in this area.
- Commute times: While Cortlandt is located close to major highways and public transportation options, many residents still face long commute times to get to work in New York City or other nearby cities.
- Limited job market: There may be fewer job opportunities in Cortlandt compared to larger cities, and the local job market can be competitive.
- Maintenance responsibilities: As a homeowner in Cortlandt, you'll be responsible for maintaining your property and dealing with any repairs or upgrades that may be needed.

Overall, homeownership in Cortlandt can offer some great benefits, but it's important to carefully consider the potential drawbacks as well.