There are no geographical USDA loan restrictions in this postal code. Click for more details on 13475.

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Home ownership in German Flatts, New York provides a number of benefits. Firstly, the city is located within Herkimer County, which offers a variety of recreational activities. From skiing at the nearby ski resorts to camping in the Adirondacks, there are plenty of ways to enjoy the outdoors while living in German Flatts. Secondly, the city is known for its excellent school system, which provides a quality education to its students.

However, one downside to living in German Flatts is that it can be expensive. Property taxes can be high and the cost of living can be higher than other places in New York. This can make it difficult for people on a budget to afford home ownership in the area.

Mary Combs
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Selling and loving real estate for over 36 years!
I am third-generation broker owner of Coldwell Banker Sexton Real Estate, with 36 years of experience. Founded in 1914, we ... see full details and contact information for Mary ... energy, enthusiasm and experience help you reach your real estate goals.
Mary has 10 recent and active property listings that range in price from $178500 to $689000 with the most recent sale on 2024-06-18 for $755000.
Serving the areas of West Edmeston, Knoxboro, Hoffmeister, Springfield Center, Remsen, North Bay, Verona, Newport, Waterville & Brookfield
Amy Monk
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"Your Hometown Realtor"
Krutz Properties, Llc


Office address:
2474 STATE HIGHWAY 30 STE A
MAYFIELD, NY

This realtor has 10 recent and active property listings that range in price from $99000 to $325000 with the most recent sale on 2024-07-19 for $480000.
Serving the areas of Jordanville, Sprakers, Broadalbin, Hagaman, Fort Hunter, Fort Plain, Fonda, Johnstown & Fultonville
Read the reviews for Amy Monk
Kathleen "Kate" Despins
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"Health, Happiness, and Homes"
My name is Kate Despins and I live in New York Mills, NY, with my husband and two incredible children. I believe in ... see full details and contact information for Kathleen ... know each other and am ready to work collaboratively to meet your needs.
This realtor has 4 recent and active property listings that range in price from $59900 to $274900 with the most recent sale on 2024-07-18 for $660000.
Serving the areas of Sylvan Beach, Clockville, New Hartford, Oriskany, Utica, Sauquoit, Washington Mills, Verona, Wampsville & Stratford
Joseph Chilelli
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As a former Long Island native I moved my family to the Mohawk Valley in 1999 and presently reside in Herkimer New York. I ... see full details and contact information for Joseph ... buy or sell, please do not hesitate to contact me for a free consultation.
Joseph has 5 recent and active property listings that range in price from $55000 to $169000 with the most recent sale on 2024-06-21 for $240000.
Serving the areas of Sauquoit, Jordanville, Schuyler Lake, Herkimer, West Winfield, Richfield Springs, New Hartford, Ilion, Westmoreland & Middleville
Luke A. Van Cleef
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buying - selling - just thinking about it ? ... I'm your guy !
Benson Agency Real Estate Llc


Office address:
1 GRAND ST
ONEONTA, NY

This realtor has 0 active or recent property listings for $0 with the most recent sale on 2023-12-21 for $170000.
Serving the areas of Catskill, Unadilla, Pattersonville, Nelliston, Westerlo, Richmondville, North Blenheim, Mohawk, Davenport Center & Lanesville
Read the reviews for Luke A. Van Cleef
Dennis J. Clark
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I have a passion for real estate and love all homes, but older homes with character have a special place in my heart. I have ... see full details and contact information for Dennis ... returning home and helping my community buy or sell that perfect home!
This realtor has 0 active or recent property listings for $0 with the most recent sale on 2023-01-04 for $215000.
Serving the areas of Leonardsville, Whitesboro, Peterboro, Madison, Hinckley, Frankfort, Oneida, Sherrill & Westernville
Suzanne "Suzie" Fraser
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Suzie grew up in Clinton and raised her family here. She really knows the town and surrounding area. Suzie is an expert at ... see full details and contact information for Suzanne ... that is a perfect fit. Contact Suzie for all of your real estate needs!
Suzanne has 1 active or recent property listings for $60000 with the most recent sale on 2024-01-29 for $400000.
Serving the areas of Yorkville, Clinton, Salisbury Center, Marcy, Herkimer, Deansboro, Blossvale, Wampsville & Chadwicks
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General pros and cons of homeownership in the area of German Flatts, New York:

Pros:
- Good real estate investment opportunities: The housing market in German Flatts, New York has been historically stable with appreciation in values in recent years. Investing in property here could be a good choice.
- Sense of community: German Flatts is home to many families who have lived in the area for generations. Home ownership provides a sense of belonging and permanence within this tight-knit community.
- Pride of ownership: Owning a home in German Flatts can be a source of pride for many people. Homeowners can enjoy customizing and updating their homes to suit their individual style and preferences.

Cons:
- Property taxes: New York State has some of the highest property taxes in the country, and German Flatts is no exception. Homeowners in this area have to pay relatively high property taxes which could impact affordability.
- High maintenance cost: Owning a home involves a variety of expenses, including maintenance and repairs. The humid continental climate of German Flatts, New York means that homeowners may have to pay extra for upkeep of their homes during the four seasons of the year.
- Natural disasters: German Flatts is known to be prone to flooding, snowstorms, and hurricanes that could damage homes and property.

It is important to do an individual analysis of your specific financial and lifestyle situation to determine if homeownership in this area is the right choice for you.