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There are no geographical USDA loan restrictions in this postal code. Click for more details on 12438.

Living near Germantown, Columbia County, New York has its advantages and disadvantages.

The positive aspects of living near Germantown are the access to nature and ample recreational activities. The city is located in the Hudson Valley, which offers beautiful views of the Catskill Mountains. Additionally, there are several parks and trails for outdoor enthusiasts to explore.

Germantown also has a rich history, with many historical sites and museums to visit. The area also offers a variety of local businesses and restaurants for residents to enjoy.

The downside of living near Germantown is that it can be difficult to find affordable housing in the city. Prices tend to be high due to the high demand for homes in the area. Additionally, traffic can be an issue during rush hour.

Christy Dahms A Tradition of Trust	Hello Neighbor! We are a local independent Real Estate Group located in Charlotteville, founded in 2006 by native Christy ... see full details and contact information for Christy ... every step of the way! working, honest, and fair to all of my clients.
Christy has 42 recent and active property listings that range in price from $24,900 to $899,000 with the most recent sale on 2024-06-26 for $453,000.
Serving the areas of New Lisbon, Roxbury, Hobart, Cobleskill, Charlotteville, Gilbertsville, Middleburgh, Walton, Carlisle & Meridale
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Matthew Loder Matching People with Property	Matthew Loder was raised in Richmondville and currently resides in Cobleskill with his wife Julie and their daughters Hannah ... see full details and contact information for Matthew ... also was a Director of the Capital Region Multiple Listing Service Board.
Matthew has 35 recent and active property listings that range in price from $9,900 to $1,250,000 with the most recent sale on 2024-07-01 for $1,100,000.
Serving the areas of New Kingston, East Springfield, Worcester, Gilbertsville, Milford, Fultonham, Gilboa, Middleburgh, Esperance & Richmondville
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Hillary Kolos	Im Hillary Kolos, a licensed real estate salesperson on the Upstate Curious Team. Im passionate about making the Catskills a ... see full details and contact information for Hillary ... big decision together. I cant wait to help get you to the finish line!
This realtor has 8 recent and active property listings that range in price from $275,000 to $1,200,000 with the most recent sale on 2024-06-25 for $1,075,000.
Serving the areas of New Baltimore, West Kill, Earlton, East Meredith, Fleischmanns, Cornwallville, Franklin, Fishs Eddy, South Cairo & Delhi
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Richard Santos	Richard (Rich) Santos is a Licensed Real Estate Salesperson with Keller Williams Upstate NY Properties and works out of the ... see full details and contact information for Richard ... results. I look forward to earning your business and your trust !
This realtor has 15 recent and active property listings that range in price from $28,000 to $435,000 with the most recent sale on 2024-04-26 for $725,000.
Serving the areas of Meridale, Portlandville, Trout Creek, Treadwell, Halcottsville, Harpersfield, Fleischmanns, Gilbertsville & Maryland
Kevin Lucero	Community Is Everything! Helping My Clients Achieve their Real Estate Goals!
This realtor has 56 recent and active property listings that range in price from $8,900 to $1,150,000 with the most recent sale on 2024-06-27 for $540,000.
Serving the areas of Bloomville, Andes, Westford, Oneonta, Mount Vision, Charlotteville, Fultonville, Summit, Trout Creek & Mount Upton
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Dara Barr	Keller Williams Upstate NY Pro Office address: 11 E 1ST ST APT 524 NEW YORK, NY
This realtor has 8 recent and active property listings that range in price from $95,000 to $2,500,000 with the most recent sale on 2024-06-21 for $2,250,000.
Serving the areas of Hurley, Fleischmanns, Bloomington, Arkville, Olivebridge, Halcottsville, West Hurley, Woodstock, Lake Katrine & Stone Ridge
Sherret Chase Knowledgeable about the region representing Sellers and Buyers	Sherrets specialty has been the location of exclusive residential and rural commercial properties in the Catskill Mountain ... see full details and contact information for Sherret ... ask Sherret about his three kids, travel and love for the outdoors.
Sherret has 4 recent and active property listings that range in price from $73,500 to $2,300,000 with the most recent sale on 2024-01-29 for $2,250,000.
Serving the areas of West Davenport, Rock Hill, Callicoon, Big Indian, Delhi, Glen Wild, Masonville, Lake Huntington, Phoenicia & Esopus
Joanne Callahan Olympian of Real Estate, bringing you gold by getting homes SOLD!	Their Life Beyond New York City: Originally from THE BIG APPLE Joanne & Eddie Callahan fell in love with The Catskills and ... see full details and contact information for Joanne ... customers in her husband's name wholeheartedly embracing the opportunity.
Joanne has 1 active or recent property listings for $799,000 with the most recent sale on 2024-05-17 for $630,000.
Serving the areas of Deposit, Sidney, New Kingston, Walton, Masonville, East Branch, Hobart, Fishs Eddy, Grand Gorge & Franklin
Pamela Jean Orr Your Catskills real estate partner	I am an Associate Broker and Manager of the Margaretville office of KW Upstate NY Properties and have been an active broker ... see full details and contact information for Pamela ... the area are expertise I bring to the table when representing my clients.
Pamela has 5 recent and active property listings that range in price from $79,000 to $1,250,000 with the most recent sale on 2024-05-02 for $920,000.
Serving the areas of Denver, Gilboa, Harpersfield, Hobart, Downsville, Margaretville, Andes, Delhi & Phoenicia
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Linda Nova	I was born in Minnesota, raised in Texas, traveled the world as a fashion stylist based out of NYC, and have finally found ... see full details and contact information for Linda ... explore. I look forward to connecting with you about all things upstate!
This realtor has 2 recent and active property listings that range in price from $355,000 to $465,000 with the most recent sale on 2023-11-30 for $1,068,000.
Serving the areas of Boiceville, Big Indian, Halcottsville, Haines Falls, Shandaken, Hurley, Bovina Center, Shokan, Kingston & Kerhonkson
Jill A. Lehmann Your Guide to Real Estate in the Catskill Mountains	*Rejuvenate: Discover peace & quiet, fresh real food from local farms, small town charm, & hidden treasures in the antique & ... see full details and contact information for Jill ... including attorneys, other agents, inspectors, lenders, and appraisers.
Jill has 0 active or recent property listings for $0 with the most recent sale on 2024-03-21 for $700,000.
Serving the areas of Masonville, Phoenicia, North Blenheim, Walton, South Kortright, Jefferson, Arkville, Prattsville, Treadwell & Halcottsville
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Carol Spinelli	2018 ACCOMPLISHMENTS NUMBER 1 in the Coldwell Banker Timberland Office -- Gross Commissions Earned Coldwell Banker ... see full details and contact information for Carol ... here for your first visit, you will feel...that you've finally arrived!
Carol has 0 active or recent property listings for $0 with the most recent sale on 2024-03-21 for $2,200,000.
Serving the areas of Delhi, New Kingston, Margaretville, Fleischmanns, Bovina Center, Halcottsville, Denver, Bloomville & Davenport
Jayme Staten	Prior to my career in real estate, I was a Veterinary Practice Manager and grew up in a pet-loving family. I also started ... see full details and contact information for Jayme ... into an investment property this is our journey and I am happy to help!
This realtor has 0 active or recent property listings for $0 with the most recent sale on 2024-03-06 for $267,500.
Serving the areas of Pine Hill, West Shokan, Grand Gorge, Boiceville, Olivebridge, Big Indian, Kerhonkson, New Kingston & Stone Ridge
Rosalie Glauser	Frank Lumia Real Estate Plus!, Office address: 78 MAIN ST DELHI, NY
Rosalie has 0 active or recent property listings for $0 with the most recent sale on 2024-01-22 for $448,000.
Serving the areas of Arkville, Prattsville, Meridale, Pine Hill, Big Indian, Lake Hill, Boiceville, Margaretville, Stamford & West Hurley
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Luke A. Van Cleef buying - selling - just thinking about it ? ... I'm your guy !	Benson Agency Real Estate Llc Office address: 1 GRAND ST ONEONTA, NY
This realtor has 0 active or recent property listings for $0 with the most recent sale on 2023-12-21 for $170,000.
Serving the areas of Acra, Hannacroix, Catskill, Prattsville, Harpersfield, Fort Hunter, Fonda, Hensonville, Boiceville & Springfield Center
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Michael Friedmann We Put Client First	We put our client first every time... Looking for a trouble-free transaction? Call or Text me, and I will take over from there.
This realtor has 0 active or recent property listings for $0.
Serving the areas of Shandaken, Halcottsville, Suffern, Roxbury, Grand Gorge, Denver, Monsey, Phoenicia, Bearsville & Big Indian
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Autumn Donnelly Home is Where the Mountains Are	Having been a student here from preschool to receiving her bachelor's degree at L.I.U., Autumn Donnelly has a lifetime of ... see full details and contact information for Autumn ... no matter what your next step is in your property investment future.
Autumn has 0 active or recent property listings for $0.
Serving the areas of Bovina Center, Kingston, Andes, Grand Gorge, Sayville, Fleischmanns, Pine Hill, Halcottsville & Roxbury
Francesca Ortolano	Originally from Brooklyn, NY I moved up here to the Hudson Valley 30+ years ago. Though I left the city behind I brought ... see full details and contact information for Francesca ... customized to you and your objectives. I look forward to serving you.
This realtor has 2 recent and active property listings that range in price from $469,900 to $599,000 with the most recent sale on 2023-12-15 for $515,000.
Serving the areas of West Hurley, Pine Hill, Rosendale, Willow, Saugerties, Tivoli, Shokan, Red Hook, Rifton & Boiceville

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I'll do my best to provide you with a few benefits of purchasing real estate in Germantown, New York:

1. Rural Charm: Germantown has a rural charm that many people find appealing. It is a small town with a friendly atmosphere, making it an excellent place to call home.

2. Proximity to Outdoor Activities: Germantown is surrounded by the picturesque beauty of the Hudson Valley, providing numerous opportunities for outdoor activities including hiking, cycling, bird watching, boating, and fishing, which can help you lead an active and healthy lifestyle.

3. Affordable Housing: Compared to other towns in the region, real estate in Germantown is relatively more affordable, making it easier for a buyer to get more bang for their buck.

4. Good Rental Potential: If you are looking for an investment property, Germantown can be a good choice since the area attracts renters who are seeking a peaceful and serene environment.

5. Lively Community Events: Throughout the year, Germantown hosts a variety of events such as fairs, festivals, and concerts, which provide an excellent way for the residents to be involved and socialize with each other.

Please note, however, that before making any real estate purchase, you should carefully research and consider a variety of factors including your budget, the condition of the property, taxes, and legal regulations.