There are no geographical USDA loan restrictions in this postal code. Click for more details on 13406.

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Good Aspects:
1. Herkimer is located in a beautiful area of upstate New York, and its location offers plenty of outdoor recreational activities like hiking, biking, skiing, and kayaking.
2. Herkimer is close to larger cities like Syracuse and Utica, which offer plenty of shopping and entertainment options.

Bad Aspect:
1. Traffic can be congested during rush hour due to the number of commuters traveling to and from the city.

Brandon Mosher
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Brandon Mosher was born and raised in Little Falls, NY. Currently he focuses geographically on areas from Little Falls to ... see full details and contact information for Brandon ... real estate in Upstate New York or the Mohawk Valley call Brandon today!
Brandon has 48 recent and active property listings that range in price from $19,500 to $499,900 with the most recent sale on 2024-07-23 for $540,000.
Serving the areas of Middleville, Herkimer, Remsen, Verona, Sauquoit, Jordanville, Newport, Oriskany & Boonville
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Mary Combs
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Selling and loving real estate for over 36 years!
I am third-generation broker owner of Coldwell Banker Sexton Real Estate, with 36 years of experience. Founded in 1914, we ... see full details and contact information for Mary ... energy, enthusiasm and experience help you reach your real estate goals.
Mary has 10 recent and active property listings that range in price from $178,500 to $689,000 with the most recent sale on 2024-06-18 for $755,000.
Serving the areas of Oriskany, Canastota, New York Mills, Rome, Leonardsville, Deansboro, Wampsville, Hinckley, Clinton & Hoffmeister
Rebecca Smith
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Broker/Owner
I opened Accent Brokerage Inc. December 1 2008. We work closely with home buyers, sellers, investors, ect.
Rebecca has 17 recent and active property listings that range in price from $34,900 to $250,000 with the most recent sale on 2024-07-22 for $507,600.
Serving the areas of Eagle Bay, Utica, Salisbury Center, Mohawk, Frankfort, Madison, Bridgewater, Ilion, West Winfield & Whitesboro
Jennifer Hoover
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Honesty, Ethics, and Effort
I specialize in homes, small & sustainable farms, and income producing properties in the Mohawk Valley, and the greater ... see full details and contact information for Jennifer ... anytime with questions, comments, or feedback. I'd love to hear from you.
Jennifer has 9 recent and active property listings that range in price from $9,500 to $199,000 with the most recent sale on 2024-03-25 for $362,000.
Serving the areas of Poland, Middleville, Herkimer, Mohawk, Marcy, Dolgeville, Frankfort, Cold Brook, Utica & Newport
Kimberly Defaria
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Hello, My name is Kimberly Defaria! I will provide you exceptional, personalized service with honesty, integrity, and ... see full details and contact information for Kimberly ... me introduce you to a transaction that will bring great joy to your life.
This realtor has 2 recent and active property listings that range in price from $124,900 to $239,900.
Serving the areas of Herkimer, Salisbury Center, Middleville, Poland, Eagle Bay, Little Falls, Mohawk, Thendara & Holland Patent
Michael Major
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Central New York's Premier Real Estate Professional
Meet Michael Major As a self-made East Utica native our real estate agent and broker-owner has a remarkable track record ... see full details and contact information for Michael ... the community, Michael continues to enrich the lives of those around him.
This realtor has 2 recent and active property listings that range in price from $14,000 to $139,999 with the most recent sale on 2024-07-15 for $227,900.
Serving the areas of Rome, Ilion, New York Mills, Hamilton, Verona, Poland, Oneida, New Hartford, Vernon Center & Old Forge
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C Jerry Vitiello
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Let me show you what quality customer service is
Hello, My name is Ciro Jerry Vitiello- Jerry to my friends, family and clients. I am a full time Real Estate Associate ... see full details and contact information for Jerry ... with you and given the chance, I am sure you will feel the same way.
Jerry has 2 recent and active property listings that range in price from $192,500 to $225,000 with the most recent sale on 2024-07-18 for $425,000.
Serving the areas of Garrattsville, Utica, Ilion, Herkimer, Greig, Franklin Springs, Mohawk, Westmoreland, Rome & New Hartford
Susan Bradley
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Bringing Buyers and Sellers Together
I have been involved in Real Estate and residential construction for over 25 years. the blend of these two fields enhances ... see full details and contact information for Susan ... I would be glad to meet with you. I am dedicated to your satisfaction.
Susan has 3 recent and active property listings that range in price from $189,000 to $255,000 with the most recent sale on 2024-07-18 for $277,000.
Serving the areas of Holland Patent, Hinckley, Cold Brook, Sauquoit, Marcy, Utica, Poland, Stittville, Washington Mills & Westernville
Robin Mongeau
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Excellence Not Excuses!
In almost all cases, the purchase of, or the selling of your home or property, is the most important investment of your ... see full details and contact information for Robin ... at finding you a home or helping you to identify someone to buy yours.
Robin has 18 recent and active property listings that range in price from $39,900 to $2,000,000 with the most recent sale on 2024-07-03 for $750,000.
Serving the areas of Remsen, Boonville, Ilion, Utica, Middleville, Rome, New Hartford & Mohawk
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Deborah Shambo
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My name is Debbie Shambo and I live in Herkimer County on Hinckley Reservoir with my husband Andy. We relocated here ... see full details and contact information for Deborah ... I enjoy serving our community as a member of Adirondack Foothills Rotary.
Deborah has 1 active or recent property listings for $262,900 with the most recent sale on 2023-01-17 for $250,000.
Serving the areas of Mohawk, Poland, Whitesboro, Marcy, Stittville, Middleville, Clinton, Prospect & Little Falls
Joseph Chilelli
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As a former Long Island native I moved my family to the Mohawk Valley in 1999 and presently reside in Herkimer New York. I ... see full details and contact information for Joseph ... buy or sell, please do not hesitate to contact me for a free consultation.
Joseph has 5 recent and active property listings that range in price from $55,000 to $169,000 with the most recent sale on 2024-06-21 for $240,000.
Serving the areas of Springfield Center, Waterville, Richfield Springs, West Winfield, New Hartford, Frankfort, Washington Mills, Mohawk, Whitesboro & Stratford
Nadine Zeller
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If you're a Buyer or Seller, call Zeller!
Helping people whether they are a new or experienced buyers and sellers. We at Hunt work together as a Team effort in making ... see full details and contact information for Nadine ... Mortgage, Title and Insurance. Call today to see how we can help you!
This realtor has 9 recent and active property listings that range in price from $17,000 to $488,888 with the most recent sale on 2024-06-20 for $368,000.
Serving the areas of Munnsville, Camden, Rome, Mohawk, Cold Brook, Knoxboro, Poland, Ava, Holland Patent & Chadwicks
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Dennis J. Clark
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I have a passion for real estate and love all homes, but older homes with character have a special place in my heart. I have ... see full details and contact information for Dennis ... returning home and helping my community buy or sell that perfect home!
This realtor has 0 active or recent property listings for $0 with the most recent sale on 2023-01-04 for $215,000.
Serving the areas of Eagle Bay, North Brookfield, Leonardsville, Erieville, Marcy, Prospect, Salisbury Center, Alder Creek & Forestport
Suzanne "Suzie" Fraser
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Suzie grew up in Clinton and raised her family here. She really knows the town and surrounding area. Suzie is an expert at ... see full details and contact information for Suzanne ... that is a perfect fit. Contact Suzie for all of your real estate needs!
Suzanne has 1 active or recent property listings for $60,000 with the most recent sale on 2024-01-29 for $400,000.
Serving the areas of Brookfield, Little Falls, Franklin Springs, Utica, Westdale, Leonardsville, Holland Patent, New York Mills, Remsen & Stratford
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Here are some potential pros and cons of buying property in the town of Herkimer, New York:

Pros:
- Affordability: Herkimer, New York may be more affordable to buy property compared to other areas of New York State.
- Small town feel: Herkimer has a small town feel and could be ideal for those who enjoy a slower pace of life.
- Proximity to other cities: Although Herkimer is a smaller town, it is located within driving distance to larger cities like Syracuse, Utica, and Albany.
- Outdoor recreation opportunities: The area is known for its outdoor recreation opportunities. From hiking and freshwater fishing to snowmobiling and skiing, Herkimer offers plenty of outdoor activities.

Cons:
- Limited job opportunities: While there are some job opportunities within the town, Herkimer may not offer as many career options compared to larger cities.
- Harsh winters: Upstate New York is known for its harsh winters, and Herkimer is no exception. Residents should be prepared for significant snowfall and cold temperatures during the winter months.
- Limited cultural amenities: While there are some cultural amenities within the town such as museums and theaters, these options may be more limited compared to larger cities.
- Population decline: Herkimer's population has been declining in recent years, which could impact property values and the overall community.

Of course, this is not an exhaustive list, and there may be other factors to consider when looking at buying property in Herkimer, New York.