There are no geographical USDA loan restrictions in this postal code. Click for more details on 12089.

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Joseph Bordeau
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Joe is dedicated to providing the finest service available while breaking new ground. Because the real estate industry is ... see full details and contact information for Joseph ... TV show. WITH OVER HALF BILLION DOLLARS IN REAL ESTATE SOLD-ARE YOU NEXT?
Joseph has 0 active or recent property listings for $0 with the most recent sale on 2022-11-29 for $631,832.
Serving the areas of Watervliet, Altamont, Burnt Hills, Delmar, Pattersonville, Slingerlands, Guilderland Center, Hoosick, Albany & Schenectady
Betty-Ann Pascucci
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Covered Bridge Real Estate


Office address:
2146 BUSKIRK WEST HOOSICK RD
BUSKIRK, NY

Betty has 0 active or recent property listings for $0.
Serving the areas of Salem, Berlin, Schaghticoke, Greenwich, Petersburg, Buskirk, Johnsonville, Eagle Bridge & Cambridge
Christopher Serra
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You can expect expert guidance from me, with a personalized approach - Whether it's your first home purchase, a second ... see full details and contact information for Christopher ... Let's work together to turn your real estate dreams into reality!
This realtor has 0 active or recent property listings for $0.
Serving the areas of Ballston Lake, Palenville, Hadley, East Durham, East Chatham, Guilderland, Coxsackie, Troy, Kinderhook & Mellenville
Ethan Bonk
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Coldwell Banker Prime Properties


Office address:
1760 Union Street
Niskayuna, NY

This realtor has 0 active or recent property listings for $0.
Serving the areas of Poestenkill, Grafton, Hadley, Cossayuna, Northville, Whitehall, Middle Falls, Riparius, Alplaus & Clemons
Vincent Padula
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Honesty, Integrity, and Professionalism. Every Time!
I am a full time Associate Real Estate Broker, specializing in marketing and selling homes in Colonie and the Greater ... see full details and contact information for Vincent ... Million in Sales Presidents Council Award Recognition of Achievement Award
Vincent has 4 recent and active property listings that range in price from $187,000 to $359,900 with the most recent sale on 2024-07-24 for $675,000.
Serving the areas of Voorheesville, Eagle Bridge, Corinth, Guilderland Center, Hoosick Falls, Rock City Falls, Charlotteville, Saratoga Springs & Greenfield Center
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The advantages and disadvantages of home ownership in Hoosick, New York can be summarized as follows:

Advantages:
- Stable monthly housing expenses: If you take out a fixed-rate mortgage, your monthly mortgage payment will remain the same for the term of the loan, providing stability to your housing expenses.
- Equity building: When you make a mortgage payment, a portion goes towards the principal balance of your loan, which builds equity in your home over time.
- Property appreciation: Over time, the value of your home may increase, building wealth through property appreciation.
- Tax deductions: Homeowners in Hoosick, New York can deduct their property taxes and mortgage interest on their federal income taxes.
- Sense of permanence and community: Owning a home in Hoosick can provide a sense of permanence and community within the town.

Disadvantages:
- Cost: Buying a home in Hoosick can be expensive, including the down payment, closing costs, and ongoing maintenance expenses.
- Risk: Homeownership also comes with risks such as natural disasters, market fluctuations, and unexpected repairs.
- Responsibility: As a homeowner, you are responsible for all home maintenance and repair costs, including routine maintenance and emergencies.
- Depreciation: Your home's value may decrease due to market fluctuations, changes in the economic environment, or deterioration of the property.
- Limited flexibility: Owning a home in Hoosick can limit your flexibility to move to a new location for work or other reasons.

Overall, owning a home in Hoosick, New York has both advantages and disadvantages, and your decision to buy or rent should depend on your financial situation, lifestyle, and personal preferences.