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There are no geographical USDA loan restrictions in this postal code. Click for more details on 12438.

Good Things:
1. Liberty is a relatively safe and quiet community with a low crime rate.
2. Homeowners in Liberty benefit from a variety of recreational activities and amenities, from nearby parks to golf courses and hiking trails.

Unappealing Aspect:
The cost of homeownership in Liberty is relatively high due to the demand for housing in the area.

Christy Dahms A Tradition of Trust	Hello Neighbor! We are a local independent Real Estate Group located in Charlotteville, founded in 2006 by native Christy ... see full details and contact information for Christy ... every step of the way! working, honest, and fair to all of my clients.
Christy has 42 recent and active property listings that range in price from $24,900 to $899,000 with the most recent sale on 2024-06-26 for $453,000.
Serving the areas of Maryland, Esperance, Carlisle, West Burlington, New Kingston, Sidney Center, Central Bridge, South Kortright & Meridale
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Matthew Loder Matching People with Property	Matthew Loder was raised in Richmondville and currently resides in Cobleskill with his wife Julie and their daughters Hannah ... see full details and contact information for Matthew ... also was a Director of the Capital Region Multiple Listing Service Board.
Matthew has 35 recent and active property listings that range in price from $9,900 to $1,250,000 with the most recent sale on 2024-07-01 for $1,100,000.
Serving the areas of Fultonham, Roxbury, East Springfield, West Davenport, Schuyler Lake, Fonda, Walton, South New Berlin, Carlisle & West Burlington
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Hillary Kolos	Im Hillary Kolos, a licensed real estate salesperson on the Upstate Curious Team. Im passionate about making the Catskills a ... see full details and contact information for Hillary ... big decision together. I cant wait to help get you to the finish line!
This realtor has 8 recent and active property listings that range in price from $275,000 to $1,200,000 with the most recent sale on 2024-06-25 for $1,075,000.
Serving the areas of Stamford, West Davenport, South Cairo, Acra, Roxbury, Bovina Center, Pine Hill, Leeds, Masonville & Ashland
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Richard Santos	Richard (Rich) Santos is a Licensed Real Estate Salesperson with Keller Williams Upstate NY Properties and works out of the ... see full details and contact information for Richard ... results. I look forward to earning your business and your trust !
This realtor has 15 recent and active property listings that range in price from $28,000 to $435,000 with the most recent sale on 2024-04-26 for $725,000.
Serving the areas of Charlotteville, Andes, Arkville, East Branch, Hobart, Bloomville, Bovina Center, New Kingston & West Oneonta
Kevin Lucero	Community Is Everything! Helping My Clients Achieve their Real Estate Goals!
This realtor has 56 recent and active property listings that range in price from $8,900 to $1,150,000 with the most recent sale on 2024-06-27 for $540,000.
Serving the areas of Cherry Valley, Davenport, Halcottsville, Meridale, Springfield Center, Bovina Center, Roseboom, Unadilla, North Blenheim & Mount Vision
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Dara Barr	Keller Williams Upstate NY Pro Office address: 11 E 1ST ST APT 524 NEW YORK, NY
This realtor has 8 recent and active property listings that range in price from $95,000 to $2,500,000 with the most recent sale on 2024-06-21 for $2,250,000.
Serving the areas of Lake Hill, Kingston, Accord, Bearsville, Andes, Halcottsville, Fleischmanns, Bloomington, Lake Katrine & Grahamsville
Sherret Chase Knowledgeable about the region representing Sellers and Buyers	Sherrets specialty has been the location of exclusive residential and rural commercial properties in the Catskill Mountain ... see full details and contact information for Sherret ... ask Sherret about his three kids, travel and love for the outdoors.
Sherret has 4 recent and active property listings that range in price from $73,500 to $2,300,000 with the most recent sale on 2024-01-29 for $2,250,000.
Serving the areas of Milton, Tannersville, Kauneonga Lake, Mount Tremper, Plattekill, Callicoon Center, Fishs Eddy, Connelly, New Paltz & Smallwood
Joanne Callahan Olympian of Real Estate, bringing you gold by getting homes SOLD!	Their Life Beyond New York City: Originally from THE BIG APPLE Joanne & Eddie Callahan fell in love with The Catskills and ... see full details and contact information for Joanne ... customers in her husband's name wholeheartedly embracing the opportunity.
Joanne has 1 active or recent property listings for $799,000 with the most recent sale on 2024-05-17 for $630,000.
Serving the areas of Hobart, Masonville, Downsville, Fishs Eddy, Bovina Center, Franklin, New Kingston, Treadwell, Andes & Halcottsville
Pamela Jean Orr Your Catskills real estate partner	I am an Associate Broker and Manager of the Margaretville office of KW Upstate NY Properties and have been an active broker ... see full details and contact information for Pamela ... the area are expertise I bring to the table when representing my clients.
Pamela has 5 recent and active property listings that range in price from $79,000 to $1,250,000 with the most recent sale on 2024-05-02 for $920,000.
Serving the areas of Shandaken, Davenport, Highmount, Hamden, Gilboa, Fleischmanns, Hobart, Oneonta, East Meredith & Margaretville
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Linda Nova	I was born in Minnesota, raised in Texas, traveled the world as a fashion stylist based out of NYC, and have finally found ... see full details and contact information for Linda ... explore. I look forward to connecting with you about all things upstate!
This realtor has 2 recent and active property listings that range in price from $355,000 to $465,000 with the most recent sale on 2023-11-30 for $1,068,000.
Serving the areas of Big Indian, Highmount, Bovina Center, Lanesville, Tannersville, Rhinecliff, West Kill, Bearsville, Chichester & Stone Ridge
Jill A. Lehmann Your Guide to Real Estate in the Catskill Mountains	*Rejuvenate: Discover peace & quiet, fresh real food from local farms, small town charm, & hidden treasures in the antique & ... see full details and contact information for Jill ... including attorneys, other agents, inspectors, lenders, and appraisers.
Jill has 0 active or recent property listings for $0 with the most recent sale on 2024-03-21 for $700,000.
Serving the areas of Jefferson, Meridale, Pine Hill, South Kortright, Downsville, Stamford, Halcottsville, North Blenheim, Hamden & Fleischmanns
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Carol Spinelli	2018 ACCOMPLISHMENTS NUMBER 1 in the Coldwell Banker Timberland Office -- Gross Commissions Earned Coldwell Banker ... see full details and contact information for Carol ... here for your first visit, you will feel...that you've finally arrived!
Carol has 0 active or recent property listings for $0 with the most recent sale on 2024-03-21 for $2,200,000.
Serving the areas of New Kingston, Fleischmanns, Davenport, Roxbury, Margaretville, Delhi, Bloomville, Arkville, Bovina Center & Halcottsville
Jayme Staten	Prior to my career in real estate, I was a Veterinary Practice Manager and grew up in a pet-loving family. I also started ... see full details and contact information for Jayme ... into an investment property this is our journey and I am happy to help!
This realtor has 0 active or recent property listings for $0 with the most recent sale on 2024-03-06 for $267,500.
Serving the areas of Bloomington, Wawarsing, Olivebridge, Napanoch, Shandaken, Cottekill, New Paltz, Catskill, Kerhonkson & Denver
Rosalie Glauser	Frank Lumia Real Estate Plus!, Office address: 78 MAIN ST DELHI, NY
Rosalie has 0 active or recent property listings for $0 with the most recent sale on 2024-01-22 for $448,000.
Serving the areas of Chichester, Middleburgh, South Kortright, Phoenicia, Arkville, Lake Hill, Kingston, Mount Tremper, Fleischmanns & Delhi
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Luke A. Van Cleef buying - selling - just thinking about it ? ... I'm your guy !	Benson Agency Real Estate Llc Office address: 1 GRAND ST ONEONTA, NY
This realtor has 0 active or recent property listings for $0 with the most recent sale on 2023-12-21 for $170,000.
Serving the areas of East Durham, Alcove, Prattsville, Canajoharie, Stamford, Big Indian, Lexington, Livingston Manor, Davenport Center & Acra
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Michael Friedmann We Put Client First	We put our client first every time... Looking for a trouble-free transaction? Call or Text me, and I will take over from there.
This realtor has 0 active or recent property listings for $0.
Serving the areas of Suffern, Woodstock, Arkville, Denver, Roxbury, Spring Valley, Margaretville, Highmount, Fleischmanns & Yonkers
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Autumn Donnelly Home is Where the Mountains Are	Having been a student here from preschool to receiving her bachelor's degree at L.I.U., Autumn Donnelly has a lifetime of ... see full details and contact information for Autumn ... no matter what your next step is in your property investment future.
Autumn has 0 active or recent property listings for $0.
Serving the areas of Arkville, Highmount, Roxbury, Sayville, Denver, Fleischmanns, Carmel, Grand Gorge & South Kortright
Francesca Ortolano	Originally from Brooklyn, NY I moved up here to the Hudson Valley 30+ years ago. Though I left the city behind I brought ... see full details and contact information for Francesca ... customized to you and your objectives. I look forward to serving you.
This realtor has 2 recent and active property listings that range in price from $469,900 to $599,000 with the most recent sale on 2023-12-15 for $515,000.
Serving the areas of Boiceville, Clintondale, Ellenville, Marlboro, Phoenicia, Seneca Castle, Wallkill, Port Ewen & Woodstock

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Pros of purchasing real estate in Liberty, New York include:

1. Natural beauty: Liberty is situated among the Catskill Mountains, offering stunning scenery and plenty of outdoor activities, including hiking, fishing, and skiing.

2. Affordable housing: Real estate prices in Liberty, New York are relatively affordable compared to nearby cities like New York City.

3. Small-town charm: Liberty is a small town with a tight-knit community, creating a welcoming atmosphere for those who desire a more laid-back lifestyle.

4. Convenient location: While Liberty may be a small town, it is located within a reasonable proximity to the larger city of Middletown, and New York City is only a few hours away by car.

Cons of purchasing real estate in Liberty, New York include:

1. Lack of job opportunities: The job market in Liberty is limited, which could make it tough for working professionals to find employment.

2. Limited amenities: Liberty is a small town, meaning there may not be as many amenities, restaurants, and shops as you would find in a larger city.

3. Harsh weather conditions: Winters in Liberty can be harsh, with lots of snow and cold temperatures.

Overall, the decision to purchase real estate in Liberty, New York will depend on an individual's personal preferences and lifestyle.