There are no geographical USDA loan restrictions in this postal code. Click for more details on 12857.

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Good Aspects:
1. The city of Malta offers its residents a safe and secure environment to live in, with its low crime rate and high public safety standards.
2. Malta has a wide range of educational opportunities available for its citizens, from pre-K to college, making it an ideal place for families.
3. There are plenty of recreational activities to enjoy in and around Malta, including parks, hiking trails, lakes, and golf courses.

Negative Aspect:
The cost of living in Malta can be relatively high due to the area's popularity with tourists and high-income earners.

Mary J Sullivan
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Adirondack Specialist
I was born and raised in The Adirondacks . I am very familiar with the area and would be happy to show you my neck of the ... see full details and contact information for Mary ... sure I can find you that perfect home. Ask me about veteran's discounts.
Mary has 1 active or recent property listings for $289,000 with the most recent sale on 2024-07-26 for $467,500.
Serving the areas of Olmstedville, Lake Luzerne, Queensbury, Glens Falls, Lake George, Warrensburg & Athol
Read the reviews for Mary J Sullivan
Saraha Millington
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I was born and raised in the Adirondacks, graduating from Johnsburg school in 1996 and by 1998 I had started a retail sales ... see full details and contact information for Saraha ... to help you find your own slice of paradise in the Adirondack Mountains.
This realtor has 8 recent and active property listings that range in price from $54,900 to $399,900 with the most recent sale on 2024-06-28 for $889,000.
Serving the areas of Long Lake, Olmstedville, Newcomb, Bakers Mills, Hague, Schroon Lake, Lake Placid, Johnsburg, Ticonderoga & Severance
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There are several pros and cons to consider when purchasing real estate in Malta, New York.

Pros:
1. Good location: Malta is located within the Capital Region of New York, making it an ideal location for those who work in or around Albany or Saratoga Springs.
2. Growing Community: Malta has a growing population, and the town is attracting development and new businesses, which could lead to increasing property values in the long term.
3. Great schools: Malta has excellent public schools, making the town a popular choice for families with children.

Cons:
1. High property prices: Property prices in Malta can be relatively high compared to other towns in the region, which may not be affordable for some.
2. High taxes: Malta has high property taxes, which can be a burden on homeowners.
3. Traffic congestion: Being located in a growing region, Malta can experience traffic congestion, particularly during peak commuting hours.

Overall, the decision to purchase real estate in Malta, New York, will depend on your personal lifestyle, financial situation, and long-term goals.