There are no geographical USDA loan restrictions in this postal code. Click for more details on 12974.

City Logo



The great aspects of home ownership in Moriah, a city within Essex County, New York, are its close proximity to the Adirondack Park and its many outdoor activities. The Adirondack region has over 3,000 lakes and ponds, providing ample opportunity for fishing, swimming, boating, camping, hiking, and other outdoor activities. Additionally, Moriah is a safe and tranquil community with low crime rates and a low cost of living.

On the downside, Moriah is a small town with limited shopping and dining options. Residents sometimes have to travel to nearby towns to find what they need. Additionally, while the cost of living is low compared to other areas in New York State, it can still be expensive for some families.

Kelly Lane
Agent Photo

Buying or selling I can help you out!
I have been a licensed Realtor since 2017. It is my full time job to find the home of your dreams or sell your existing ... see full details and contact information for Kelly ... your existing home, and help you through the process. Contact me today!
This realtor has 7 recent and active property listings that range in price from $80,000 to $319,000 with the most recent sale on 2024-07-09 for $670,000.
Serving the areas of Mineville, Ticonderoga, Moriah Center, Moriah & Witherbee
Penny Daniels
Agent Photo

The Service You Deserve From The Realtor You Can Trust. I'm Your Advocate.
Penny Daniels is a trustworthy and experienced Real Estate agent in NY. She is known for her experience as a legal real ... see full details and contact information for Penny ... will be sure to exceed your Real Estate expectations. Contact her today!
This realtor has 15 recent and active property listings that range in price from $20,000 to $850,000 with the most recent sale on 2024-07-12 for $510,000.
Serving the areas of Chazy, Plattsburgh, Lewis, Port Kent, Keeseville, Westport, Peru, Moriah & Moriah Center
Christine Keller
Agent Photo

Century 21 Adirondacks

Christine has 4 recent and active property listings that range in price from $175,000 to $375,000 with the most recent sale on 2024-07-09 for $649,900.
Serving the areas of Hague, Ticonderoga, Putnam Station, Witherbee, Crown Point, Mineville, Schroon Lake & Moriah
Read the reviews for Christine Keller
Colleen Cameron
Agent Photo

Colleen Cameron is an experienced real estate agent with over 10 years of experience in the industry. Before entering the ... see full details and contact information for Colleen ... dream home, Colleen is the clear choice for all your real estate needs.
Colleen has 1 active or recent property listings for $344,900 with the most recent sale on 2024-05-08 for $794,746.
Serving the areas of Queensbury, South Glens Falls, Round Lake, Ballston Lake, Burnt Hills, Cleverdale, Greenfield Center, Schuylerville & Lake Luzerne
Read the reviews for Colleen Cameron
Not finding the person you are looking for? Search for a realtor by name.
 

Official State Seal

Advantages of home ownership in the town of Moriah, New York may include:

1. Stable Housing Costs: Owning a home in Moriah, NY could offer a sense of security, as mortgage payments are often fixed, or increase gradually over time, unlike rental payments which can change yearly or are subject to frequent changes.

2. Building Equity: Homeowners in Moriah, NY have the opportunity to build equity in their homes over time, as the property value increases or the mortgage balance decreases.

3. Tax Benefits: Homeowners in Moriah, NY may be eligible for tax benefits, including deductions on mortgage interest payments, property taxes, among others.

Some disadvantages of home ownership in the town of Moriah, New York may include:

1. Maintenance Costs: Homeowners are responsible for maintaining their homes and properties. This includes expenses for repairs or replacements of equipment such as home heating, electrical, or plumbing systems.

2. Property Taxes: Depending on the value of the home, property taxes in Moriah, NY can be high, resulting in a financial burden for homeowners.

3. Limited Flexibility: Owning a home can limit flexibility, as it is not as easy to move and relocate as it is for renters. This can create some difficulties when changing jobs or moving to a different city.

Overall, each of these advantages and disadvantages should be considered in the context of an individual's unique circumstances before deciding to pursue home ownership in Moriah, NY.