Here are some advantages and disadvantages of home ownership in the city of Mount Vernon, New York:

Advantages:
- Strong community: Mount Vernon has a tight-knit community that is known for supporting local businesses and events.
- Increasing property values: The housing market in Mount Vernon has been steadily rising, which means that homeowners can expect their property values to increase over time.
- Proximity to New York City: Mount Vernon is only 15 miles away from New York City, making it a great location for those who want to live near the Big Apple but avoid the high cost of living.
- Access to amenities: There are many parks, restaurants, shopping centers, and other amenities available in Mount Vernon.

Disadvantages:
- High taxes: Westchester County has some of the highest property taxes in the country, and this can make home ownership in Mount Vernon expensive.
- Traffic: The city can experience heavy traffic during peak commute times.
- Limited public transportation: While Mount Vernon is close to New York City, the city itself does not have an extensive public transportation system, which can make commuting more difficult.
- Limited housing options: The housing market in Mount Vernon can be competitive, and there may be limited options available in certain neighborhoods.
- Crime: It's important to note that some areas of Mount Vernon have higher crime rates than other areas. It's important for potential homeowners to research their desired neighborhoods beforehand to ensure they feel safe and secure in their new home.