Pros of owning a home in North Collins, New York include:

1. Affordable housing prices: compared to other parts of New York State, North Collins has relatively affordable housing prices, making it a good option for people who want to buy their first home or upgrade to a larger home.

2. Relaxed lifestyle: North Collins is a small village with a population of around 3,000 people. The village has a relaxed atmosphere that makes living there worthwhile. The town has a small town feeling with many of its residents having spent large parts of their lives in the community.

3. Low crime rate: Compared to other parts of the state, North Collins has relatively low crime rates, making it a safe environment to raise a family and enjoy a peaceful life.

Cons of owning a home in North Collins, New York could include:

1. Distance from urban centers: North Collins is located in a rural area that is far from large urban centers such as New York City. This makes it a less ideal location for people who work in or want to be close to major cities.

2. Limited job opportunities: being a small town, North Collins has limited job opportunities. You may have to travel to larger cities to get a job, which can be an inconvenience.

3. Extreme weather conditions: North Collins, like other parts of Western New York is known for its extreme weather conditions which can be very harsh in the winter causing several inconveniences.