There are no geographical USDA loan restrictions in this postal code. Click for more details on 13337.

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Good Things:
1. Otsego offers a beautiful natural setting with many outdoor recreational opportunities, including skiing, fishing, and hunting.
2. The city is home to several small businesses and cultural attractions, including the Farmer's Museum and the National Baseball Hall of Fame.
3. The local schools, libraries, and parks provide excellent educational and recreational activities for families.

Unappealing Thing:
The cost of living in Otsego can be relatively high compared to other parts of the state.

Matthew Loder
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Matching People with Property
Matthew Loder was raised in Richmondville and currently resides in Cobleskill with his wife Julie and their daughters Hannah ... see full details and contact information for Matthew ... also was a Director of the Capital Region Multiple Listing Service Board.
Matthew has 38 recent and active property listings that range in price from $9,900 to $1,250,000 with the most recent sale on 2024-05-23 for $1,100,000.
Serving the areas of Halcottsville, Edmeston, Howes Cave, Mount Vision, Warnerville, Palatine Bridge, Auriesville, Gilboa, Summit & Mount Upton
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Tara C. Wingate
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Real Estate Services for Central New York State
Cornerstone Properties is a full service Real Estate Brokerage serving Otsego, Montgomery, Schoharie, Delaware Herkimer Counties NY
Patricia has 4 recent and active property listings that range in price from $1 to $290,000 with the most recent sale on 2024-05-17 for $499,000.
Serving the areas of Cobleskill, Cooperstown, Springfield Center, Milford, Morris, Cherry Valley, Tunnel, East Springfield, Herkimer & Keene Valley
Christy Dahms
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A Tradition of Trust
Hello Neighbor! We are a local independent Real Estate Group located in Charlotteville, founded in 2006 by native Christy ... see full details and contact information for Christy ... every step of the way! working, honest, and fair to all of my clients.
Christy has 52 recent and active property listings that range in price from $24,900 to $1,050,000 with the most recent sale on 2024-05-20 for $453,000.
Serving the areas of Morris, Fishs Eddy, New Kingston, Gallupville, Walton, Franklin, South New Berlin, Downsville, Fly Creek & Roxbury
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Kevin Lucero
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Community Is Everything! Helping My Clients Achieve their Real Estate Goals!
This realtor has 66 recent and active property listings that range in price from $8,900 to $1,150,000 with the most recent sale on 2024-05-03 for $540,000.
Serving the areas of Mount Upton, Warnerville, Central Bridge, Gallupville, Canajoharie, Morris, Worcester, Jefferson & Trout Creek
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Suzanne Darling
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Your Personal Real Estate Advisior
Real Estate is my full time career. I LOVE IT! I have been licensed since 1996. I am an Associate Broker and am the office ... see full details and contact information for Suzanne ... a career in Real Estate Give me a call and I will help get you started!
Suzanne has 22 recent and active property listings that range in price from $7,000 to $235,000 with the most recent sale on 2024-04-26 for $399,000.
Serving the areas of Fly Creek, Franklin, Laurens, Guilford, Gilbertsville, Greene, Milford, Mount Upton, Cooperstown & Masonville
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Philip Wright
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I am a local guy who grew up in Oneonta and has served the community throughout my entire life. When it comes to finding ... see full details and contact information for Philip ... of your residential, investment, land, and commercial real estate needs!
Philip has 4 recent and active property listings that range in price from $34,900 to $274,900 with the most recent sale on 2024-04-30 for $425,000.
Serving the areas of Bainbridge, West Davenport, Delhi, Fly Creek, Roxbury, Worcester, Gilbertsville, East Meredith, Mount Vision & Edmeston
Joan G Fox
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This is our HOME! We love it and it shows.
SERVICE BEYOND YOUR EXPECTATIONS! * Buying or Selling a property is the single most important and costly transaction you'll ... see full details and contact information for Joan G. ... relocating families, individuals and businesses! Equal Housing Opportunity
Joan G. has 1 active or recent property listings for $275,000 with the most recent sale on 2024-04-24 for $515,000.
Serving the areas of Otego, Fly Creek, Stamford, Gilbertsville, Schenevus, Delhi, Mount Vision, New Lisbon, Garrattsville & Davenport
Melissa Klein
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Better Marketing...Better Service...Better Results!
Howard Hanna Oneonta


Office address:
75 Market St.
Oneonta, NY

Melissa has 7 recent and active property listings that range in price from $35,000 to $559,000 with the most recent sale on 2024-04-16 for $395,000.
Serving the areas of Laurens, Richmondville, East Springfield, Burlington Flats, West Fulton, Fly Creek, Schuyler Lake, Schenevus, Hartwick & Oneonta
Katherine Fistrowicz
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Helping you with CARE!
Working Full Time for Real Estate Clients since 2003 I am the licensed real estate broker/owner of CARE Brokerage and ... see full details and contact information for Kathy ... 2021 Broker/Owner CARE Brokerage; Cooperstown Area Real Estate, LLC
Kathy has 3 recent and active property listings that range in price from $375,000 to $850,000 with the most recent sale on 2024-04-12 for $1,775,000.
Serving the areas of Richfield Springs, Morris, Burlington Flats, Cherry Valley, Schenevus, Edmeston, West Winfield, Westford & Oneonta
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Donna Schulz
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Expect Better!
Please let me introduce myself, I am Donna Schulz a full time NYS licensed Real Estate Broker . As a Realtor, I have always ... see full details and contact information for Donna ... of a deal, to provide you with a smooth and easy going transaction!
Donna has 1 active or recent property listings for $166,000 with the most recent sale on 2023-11-27 for $625,000.
Serving the areas of Morris, Constableville, Oneonta, Milford, New Lisbon, West Oneonta, Maryland, Mount Vision, Otego & Fly Creek
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Adam Karns
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I'm Ready To Work Hard For You!
EXIT REALTY HOMEWARD BOUND


Office address:
395 Main Street
Oneonta, NY

Adam has 2 recent and active property listings that range in price from $80,000 to $235,000 with the most recent sale on 2023-07-31 for $387,500.
Serving the areas of Hartwick, Portlandville, Cooperstown, Milford, Laurens, Fly Creek, Otego, Westford, Oneonta & Meridale
Luke A. Van Cleef
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buying - selling - just thinking about it ? ... I'm your guy !
Benson Agency Real Estate Llc


Office address:
1 GRAND ST
ONEONTA, NY

This realtor has 1 active or recent property listings for $229,000 with the most recent sale on 2023-12-21 for $292,900.
Serving the areas of Bloomville, Laurens, Bovina Center, Livingston Manor, Cairo, Mount Vision, Chichester, North Blenheim & Highmount
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Michael Bordinger-Lutz
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I am a local business owner and Upstate NY resident for most of my life. Real Estate is my FULL time business and passion. ... see full details and contact information for Michael ... in the Town of Davenport and member of my local St. Mary's church.
Michael has 0 active or recent property listings for $0 with the most recent sale on 2023-10-27 for $321,200.
Serving the areas of East Worcester, South New Berlin, Walton, South Kortright, Schenevus, Sidney Center, Bovina Center & Afton
Merrie Sue Gardner
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For the Love of HOME
As a dedicated Licensed Real Estate Agent working with buyers and sellers in Central New York State, it is always a pleasure ... see full details and contact information for Merrie ... will enjoy my experience, my advice and guidance through the process!
This realtor has 2 recent and active property listings that range in price from $120,000 to $120,000 with the most recent sale on 2023-07-14 for $258,000.
Serving the areas of Mohawk, Springfield Center, Cherry Valley, Westford, Cooperstown, Sharon Springs, Schuyler Lake, Little Falls & Burlington Flats
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Official State Seal

There are several advantages and disadvantages to purchasing real estate in the town of Otsego in New York.

Advantages:
- Beautiful location: Otsego is located in the scenic Central New York region and surrounded by natural beauty, including the picturesque Lake Otsego.
- Small-town feel: Otsego has a small-town atmosphere that can be appealing to those who prefer a more peaceful and quiet way of life.
- Affordable real estate: The median home price in Otsego is lower than the New York state average, making it an affordable option in comparison to other parts of the state.
- Good education: Otsego has some highly rated schools, including Laurens Central School and Cooperstown Central School, which is known for its excellent education.
- Tourist destination: The area attracts tourists from all over the world, which can be good for those who own vacation homes, run bed and breakfasts, or offer services to tourists.

Disadvantages:
- Limited job opportunities: The area has limited job opportunities, which can make it difficult for those who work in specialized fields.
- Harsh winter climate: The area experiences harsh winters, including snowstorms and freezing temperatures, which may be unappealing for some.
- Limited entertainment options: Otsego is a small town that doesn't offer many entertainment options, which may be a disadvantage for those who enjoy city life.
- Rural location: The rural location may not be appealing to everyone, especially those who prefer the hustle and bustle of urban living.