There are no geographical USDA loan restrictions in this postal code. Click for more details on 13670.

Oswegatchie, New York
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Good Aspects:
1. Pamelia is close to the Adirondack Mountains, so there are plenty of outdoor recreation opportunities nearby.
2. There are many historic sites and museums in the area, making it a great destination for history buffs.

Not So Good Aspect:
The cost of living in Pamelia is slightly higher than the state average.

Genevieve Ball
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Your Partner in North Country Real Estate
When working with me, you can be confident in your move. You can trust that I'll always be honest and transparent, and rest ... see full details and contact information for Genevieve ... the way, but the most thrilling part for me are the smiles on closing day!
This realtor has 2 recent and active property listings that range in price from $129,900 to $330,000 with the most recent sale on 2024-07-19 for $280,000.
Serving the areas of Gouverneur, Great Bend, Brownville, Harrisville, Copenhagen, Fine, Adams Center & Evans Mills
Naomi Adams
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Hi there! I'm a real estate agent and a proud mom of 5 kids. Having lived in Northern New York my entire life, I have a deep ... see full details and contact information for Naomi ... your dream home or sell your current property at the best possible price.
This realtor has 2 recent and active property listings that range in price from $419,000 to $500,000 with the most recent sale on 2024-07-17 for $485,000.
Serving the areas of Felts Mills, Black River, Calcium, Plessis, La Fargeville, Potsdam, Rodman, Redwood, Theresa & Evans Mills
Tanner R Jock
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Tanner Jock is a local Real Estate Agent with Kassian Real Estate in Massena, NY. She was raised in the North Country and is ... see full details and contact information for Tanner ... transaction. Her focus is to help you find your next home or investment.
This realtor has 3 recent and active property listings that range in price from $79,900 to $225,000 with the most recent sale on 2024-07-17 for $489,000.
Serving the areas of Tupper Lake, Lisbon, Harrisville, Madrid, Childwold, Helena, Piercefield, North Lawrence, Nicholville & Rooseveltown
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There are several advantages and disadvantages of home ownership in the village of Pamelia, New York, such as:

Advantages:
1. More stability: Owning a home can provide a more stable living situation since you can set down roots and know that you won't have to move unless you choose to.

2. Appreciation of property value: Home prices in Pamelia have been appreciating over the past few years, which means that owning a home in the village could be a good investment.

3. Pride of ownership: Many homeowners take pride in owning their homes and having the freedom to make changes and improvements to the property to make it their own.

Disadvantages:
1. High maintenance costs: Owning a home comes with maintenance costs such as repairs, landscaping, and general upkeep, which can be quite expensive.

2. Property taxes: Property taxes in Pamelia can be quite high compared to other areas, which may make home ownership unaffordable for some people.

3. Limited flexibility: Owning a home in Pamelia may make it more difficult to move if you need to relocate for work or personal reasons.

4. High down payment: Many homes in Pamelia can be expensive, which means that a large down payment may be required to secure a mortgage loan.

These are some of the main advantages and disadvantages to consider when thinking about home ownership in the village of Pamelia, New York.