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Also known as Electric City
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Postal Code 12304  12304 QR code
Schenectady, New York in Schenectady County

The size of zip code area 12304 is roughly 17.7 square kilometers.
USDA defined regions of rural loan ineligibility within 12304 cover 17.7 square kilometers.
Approximately 100.0% of 12304 is ineligible for traditional USDA home loans.
Use the map or table links below to access listing details.

There are currently no properties eligible for USDA loans in Schenectady.

Try searching another, possibly more rural and populated region. Other cities in Schenectady county include:

Alplaus,   Aqueduct,   Beukendaal,   Carman,   Coldbrook,   Delanson,   Duane Lake,   Duanesburg,   East Glenville,   Gifford,   Glenridge,   Glenville,   Glenville Center,   Harding Crossing,   Harmon Park,   Hawthorne Hill,   High Mills,   Hoffmans,   Hutchinson Crossing,   Kelleys,   Mariaville,   Mariaville Lake,   Niskayuna,   Pattersonville,   Pine Grove,   Princetown,   Quaker Street,   Ralmar Park,   Rectors,   Rotterdam,   Schonowe,   Scotia,   South Schenectady,   West Hill,   Wheeler Estates,   Willow Brook Park,   Woodruff Heights,   Wyatts,  

 

Or have a look at other New York counties including:

Albany,   Allegany,   Bronx,   Broome,   Cattaraugus,   Cayuga,   Chautauqua,   Chemung,   Chenango,   Clinton,   Columbia,   Cortland,   Delaware,   Dutchess,   Erie,   Essex,   Franklin,   Fulton,   Genesee,   Greene,   Hamilton,   Herkimer,   Jefferson,   Kings,   Lewis,   Livingston,   Madison,   Monroe,   Montgomery,   Nassau,   New York,   Niagara,   Oneida,   Onondaga,   Ontario,   Orange,   Orleans,   Oswego,   Otsego,   Putnam,   Queens,   Rensselaer,   Richmond,   Rockland,   Saint Lawrence,   Saratoga,   Schoharie,   Schuyler,   Seneca,   Steuben,   Suffolk,   Sullivan,   Tioga,   Tompkins,   Ulster,   Warren,   Washington,   Wayne,   Westchester,   Wyoming,   Yates,  

Demographic and Regional Info
Albany-Schenectady-Troy, NY 12304

Population Estimate: 21,482   The median age in Schenectady is 38 years which is 101.0% the national median age. The average household consists of 2.42 persons. The average family size in Schenectady is 3.06. With 10,136 male and 11,346 female residents, the local male to female ratio is 0.89.
Schenectady is located in the Northeast - Middle Atlantic region of the United States and uses Eastern USA timezone. The area around Schenectady observes daylight saving. The mean elevation is 246 ft above sea level.
The telephone area code for Schenectady is 518. There are 443 businesses with 6,879 employees in Schenectady. The average household income is $47,500 and the average home value is around $175,700.

View a list of realtors who are familiar with the property market in and around 12304.