As of 2024-05-12
There are currently no USDA loan eligible properties available in Schenectady
To find a home that may be eligible for a USDA loan, have a look at the neighboring city Altamont, NY.
Altamont is at least partially within a zone of USDA loan eligibility.

Available property information updates daily. Check back later for new active listings on the market.

USDAProperties.com

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All Active Listings Near
Schenectady, New York in Schenectady County Local Realtors USDAProperties Agent Contact Page Schenectady QR code
Postal Code: 12304

Sorted by Price $
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  Ⓧ USDA  
  37  
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Listed by Christa Swistak at Sterling Real Estate Group
$600,000

26 Preserve Way
Schenectady, NY

*New Construction*

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  Ⓧ USDA  
  2  
   
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Listed by Kerry Loiselle at Sterling Real Estate Group. Latest property estimate: $583,000
$578,900

16 Pine Bush Rd
Schenectady, NY

*New Construction*
 

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  Ⓧ USDA  
  57  
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Listed by Jennifer Mentiply at Renovo Real Estate. Latest property estimate: $503,600
$549,900

10 Squire Rd
Colonie, NY

*New Listing*

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  Ⓧ USDA  
  63  
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Listed by Brenda Mayette at Miranda Real Estate Group, Inc. Latest property estimate: $462,000
$535,000

128 Fieldstone Dr
Niskayuna, NY

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  Ⓧ USDA  
  63+ Virtual Tour  
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Listed by Brenda Mayette at Miranda Real Estate Group, Inc. Latest property estimate: $462,000
$535,000

128 Fieldstone Dr
Niskayuna, NY

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  Ⓧ USDA  
  35  
   
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Listed by Christa Swistak at Sterling Real Estate Group
$449,900

1 Preserve Way
Schenectady, NY

*New Construction*
 

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  Ⓧ USDA  
  28  
   
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Listed by Brian Mcqueen at INMO Realty Company, LLC
$419,950

26 Selden St
Schenectady, NY

 

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  Ⓧ USDA  
  37  
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Listed by Joseph Carusone at Hunt ERA. Latest property estimate: $421,200
$409,000

154 Fieldstone Dr
Niskayuna, NY

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  Ⓧ USDA  
  39  
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Listed by Amjad Mughal at Mjj Realty
$399,900

75 Kellogg Ave
Schenectady, NY

*New Listing*

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  Ⓧ USDA  
  45  
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Listed by Maria Connally at Berkshire Hathaway Blake. Latest property estimate: $272,000
$399,500

25 Morris Rd
Schenectady, NY

*New Listing*

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  Ⓧ USDA  
  45+ Virtual Tour  
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Listed by Maria Connally at Berkshire Hathaway Blake. Latest property estimate: $272,000
$399,500

25 Morris Rd
Schenectady, NY

*New Listing*

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  Ⓧ USDA  
  46  
   
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Listed by Bruce Dedon at Coldwell Banker Prime Properties
$399,500

14 Ferrara Ave
Schenectady, NY

 

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  Ⓧ USDA  
  25  
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Listed by Nina Lemorta at Howard Hanna Delmar. Latest property estimate: $401,600
$379,900

3910 Albany St
Schenectady, NY

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  Ⓧ USDA  
  48  
   
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Listed by Kelly Sharifipour at Darby Real Estate Of Ny Inc. Latest property estimate: $373,400
$375,000

41 Runnel Dr
Schenectady, NY

 

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  Ⓧ USDA  
  41  
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Listed by Alvis Milligan at Vera Cohen Realty, Llc. Latest property estimate: $302,300
$360,000

4368 Buckingham Dr
Schenectady, NY

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  Ⓧ USDA  
  83  
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Listed by Subhash Sukhram at Buy-N-Sell Realty. Latest property estimate: $210,600
$359,000

431 Furman St
Schenectady, NY

*New Listing*

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  Ⓧ USDA  
  4  
   
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Listed by Jaiwanti Loaknauth at NAI Platform LLC. Latest property estimate: $332,500
$349,999

146 McClellan St
Schenectady, NY

 

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  Ⓧ USDA  
  39  
   
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Listed by Shane Cahill at Venture Realty Partners
$349,900

1562 State St
Schenectady, NY

 

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  Ⓧ USDA  
  39  
   
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Listed by Christine Frith at Coldwell Banker Prime Properties
$349,500

1764 State St
Schenectady, NY

 

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  Ⓧ USDA  
  40  
   
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Listed by Subhash Sukhram at Buy-N-Sell Realty. Latest property estimate: $323,100
$339,000

63 Elm St
Schenectady, NY

 

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  Ⓧ USDA  
  33+ Virtual Tour  
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Listed by Tracy Thompson at Thompson Real Estate Team
$325,000

220 Cromer Ave
Schenectady, NY

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  Ⓧ USDA  
  23  
   
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Listed by Charles Passaro at Concierge Re Brokerage Llc
$325,000

347 Consaul Rd
Schenectady, NY

 

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  Ⓧ USDA  
  1  
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Listed by Ishranie Permaul at HS Capital Realty LLC. Latest property estimate: $174,800
$299,000

1218 Albany St
Schenectady, NY

*New Listing*

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  Ⓧ USDA  
  34  
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Listed by Loraine Cotnoir at Hunt ERA. Latest property estimate: $283,400
$299,000

177 Nutwood Ave
Colonie, NY

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  Ⓧ USDA  
  30  
   
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Listed by Shannon Mccarthy at eXp Realty. Latest property estimate: $283,400
$299,000

1407 State St
Schenectady, NY

 

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  Ⓧ USDA  
  45  
   
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Listed by Dyaram Robert at Thompson Real Estate Team. Latest property estimate: $284,800
$295,000

24 Corlaer Ave
Schenectady, NY

 

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  Ⓧ USDA  
  15  
   
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Listed by Cody Real Estate. Latest property estimate: $293,800
$295,000

2070 Central Ave
Schenectady, NY

 

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  Ⓧ USDA  
  29  
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Listed by John Reese at Keller Williams Capital Dist. Latest property estimate: $190,600
$290,000

71 Robinson St
Schenectady, NY

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  Ⓧ USDA  
  33  
   
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Listed by Sage Baltrusaitis at Hunt ERA. Latest property estimate: $284,700
$280,000

65 N Lansing Rd
Schenectady, NY

 

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  Ⓧ USDA  
  1  
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Listed by Ishranie Permaul at HS Capital Realty LLC. Latest property estimate: $269,600
$280,000

1737 Becker St
Schenectady, NY

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  Ⓧ USDA  
  71  
   
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Listed by Jeff Hotaling at Keller Williams Capital Dist. Latest property estimate: $185,800
$279,900

225 Kings Rd
Schenectady, NY

 

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  Ⓧ USDA  
  34  
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Listed by Lisa Joy-rupinski at Bicentennial Realty. Latest property estimate: $264,600
$279,900

35 Willow Ave
Schenectady, NY

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  Ⓧ USDA  
  45+ Virtual Tour  
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Listed by Brenda Larkin at Miranda Real Estate Group, Inc. Latest property estimate: $254,400
$278,000

255 Starr Ave
Schenectady, NY

*New Listing*

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  Ⓧ USDA  
  45  
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Listed by Brenda Larkin at Miranda Real Estate Group, Inc. Latest property estimate: $254,400
$278,000

255 Starr Ave
Schenectady, NY

*New Listing*

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  Ⓧ USDA  
  58  
   
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Listed by Bonnie Sindel at Coldwell Banker Prime Properties. Latest property estimate: $289,400
$278,000

26 Alvey St
Schenectady, NY

 

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  Ⓧ USDA  
  30  
   
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Listed by Shiv Hari at Miranda Real Estate Group, Inc. Latest property estimate: $261,800
$269,995

217 Chiswell Rd
Schenectady, NY

 

property photo
  Ⓧ USDA  
  30+ Virtual Tour  
   
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Listed by Shiv Hari at Miranda Real Estate Group, Inc. Latest property estimate: $261,800
$269,995

217 Chiswell Rd
Schenectady, NY

 

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  Ⓧ USDA  
  32  
   
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Listed by Yogesh Lachman at Lachman Real Estate Group. Latest property estimate: $262,600
$269,900

1913 Albany St
Schenectady, NY

 

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  Ⓧ USDA  
  29  
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Listed by Gia Smith at Renovo Real Estate. Latest property estimate: $248,800
$255,000

147 McClellan St
Schenectady, NY

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  Ⓧ USDA  
  35  
   
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Listed by Ashley Rai at Miranda Real Estate Group Inc. Latest property estimate: $245,500
$254,000

97 Lorraine Ave
Schenectady, NY

 

property photo
  Ⓧ USDA  
  45+ Virtual Tour  
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Listed by Brian Mcqueen at INMO Realty Company, LLC. Latest property estimate: $232,700
$249,950

101 Starr Ave
Schenectady, NY

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  Ⓧ USDA  
  40+ Virtual Tour  
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Listed by James Rosenberger at The Falvey Real Estate Group. Latest property estimate: $208,900
$249,900

150 Clayton Rd
Schenectady, NY

property photo
  Ⓧ USDA  
  44  
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Listed by Thomas Trevett at Trevett Group Llc. Latest property estimate: $252,800
$249,900

23 N Amherst Ave
Niskayuna, NY

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  Ⓧ USDA  
  11  
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Listed by Janet Knopp at Capital Region Preferred Properties LLC. Latest property estimate: $165,400
$239,900

35 James St
Schenectady, NY

*New Listing*

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  Ⓧ USDA  
  35  
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Listed by Paul Friello at Coldwell Banker Prime Properties. Latest property estimate: $223,800
$234,900

7 Selden St
Schenectady, NY

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  Ⓧ USDA  
  24  
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Listed by Dyaram Robert at Thompson Real Estate Team. Latest property estimate: $226,800
$229,900

134 Elm St
Schenectady, NY

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  Ⓧ USDA  
  28+ Virtual Tour  
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Listed by Darlene Prince at Berkshire Hathaway HomeServices Blake. Latest property estimate: $177,600
$229,000

37 Chiswell St
Schenectady, NY

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  Ⓧ USDA  
  53  
   
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Listed by Marshall Morgan at C M Fox, LLC. Latest property estimate: $220,700
$225,000

16 Selden St
Schenectady, NY

 

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  Ⓧ USDA  
  28  
   
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Listed by Moonrani Gumani at Miranda Real Estate Group Inc
$225,000

1452 State St
Schenectady, NY

 

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  Ⓧ USDA  
  28  
   
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Listed by Moonrani Gumani at Miranda Real Estate Group Inc
$225,000

1452 State St
Schenectady, NY

 

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  Ⓧ USDA  
  11  
   
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Listed by Scipio Murren at Own Home Realty Advisors. Latest property estimate: $222,900
$219,999

143 Haigh Ave
Schenectady, NY

 

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  Ⓧ USDA  
  44  
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Listed by Paul Friello at Coldwell Banker Prime Properties. Latest property estimate: $203,000
$219,900

174 Daniels Ave
Schenectady, NY

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  Ⓧ USDA  
  26  
   
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Listed by Dyaram Robert at Thompson Real Estate Team. Latest property estimate: $209,300
$219,000

165 Tremont Ave
Schenectady, NY

 

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  Ⓧ USDA  
  22  
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Listed by Ryan O'hare at OXFORD PROPERTY GROUP USA. Latest property estimate: $202,600
$205,000

2925 Halsey Dr
Schenectady, NY

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  Ⓧ USDA  
  16  
   
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Listed by Patrick Campbell at Gersch Real Estate Group. Latest property estimate: $246,900
$205,000

80 Elliott Ave
Schenectady, NY

 

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  Ⓧ USDA  
  38  
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Listed by Lorenzo Murray at HUNT Real Estate ERA - Slingerlands. Latest property estimate: $167,900
$199,900

122 Gifford Rd
Schenectady, NY

*New Listing*

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  Ⓧ USDA  
  27+ Virtual Tour  
   
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Listed by Mark Dardanelli at Miranda Real Estate Group, Inc. Latest property estimate: $193,900
$199,900

2101 Colgate Pl
Schenectady, NY

 

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  Ⓧ USDA  
  27  
   
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Listed by Mark Dardanelli at Miranda Real Estate Group, Inc. Latest property estimate: $193,900
$199,900

2101 Colgate Pl
Schenectady, NY

 

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  Ⓧ USDA  
  11  
   
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Listed by Takeylyn Gibson at HS Capital Realty LLC. Latest property estimate: $195,500
$199,900

207 Edward St
Schenectady, NY

 

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  Ⓧ USDA  
  14  
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Listed by Ron Didonna Real Est & Apprls. Latest property estimate: $189,600
$197,900

109 Western Pkwy
Schenectady, NY

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  Ⓧ USDA  
  14  
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Listed by George Tomaselli at Howard Hanna. Latest property estimate: $179,700
$194,900

2359 Lawnwood Ave
Schenectady, NY

property photo
  Ⓧ USDA  
  28+ Virtual Tour  
   
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Listed by Tauseef Baksh at Berkshire Hathaway Blake. Latest property estimate: $193,100
$193,000

1583 Becker St
Schenectady, NY

 

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  Ⓧ USDA  
  22  
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Listed by Amanda Haley at Coldwell Banker Prime Properties. Latest property estimate: $197,000
$190,000

222 Schermerhorn St
Rotterdam, NY

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  Ⓧ USDA  
  6  
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Listed by Ebaan Bookay at Coldwell Banker Prime Properties. Latest property estimate: $192,200
$189,900

12 Harvard St
Schenectady, NY

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  Ⓧ USDA  
  48  
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Listed by Janet Glaude at Howard Hanna. Latest property estimate: $186,300
$189,000

371 Bradford Rd
Schenectady, NY

property photo
  Ⓧ USDA  
  34  
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Listed by William Coons at Howard Hanna. Latest property estimate: $202,600
$189,000

123 Park Ave
Schenectady, NY

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  Ⓧ USDA  
  28  
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Listed by Paul Yakel at Lincoln Realty. Latest property estimate: $163,600
$184,900

224 Elm St
Schenectady, NY

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  Ⓧ USDA  
  69  
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Listed by Renee Farley at RENEE FARLEY REAL ESTATE GROUP. Latest property estimate: $210,000
$179,900

15 Alexander St
Schenectady, NY

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  Ⓧ USDA  
  16  
   
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Listed by Sara Goodwin Tague at Cmn Real Estate. Latest property estimate: $183,800
$179,900

50 Western Pkwy
Schenectady, NY

 

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  Ⓧ USDA  
  21  
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Listed by Deborah Hoelzli at Carrow Real Est Services Llc. Latest property estimate: $165,500
$175,000

56 Roosevelt Ave
Schenectady, NY

*New Listing*

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  Ⓧ USDA  
  35  
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Listed by Heidi Rotter at Brass Tacs Real Estate Company. Latest property estimate: $192,600
$175,000

504 Gifford Rd
Schenectady, NY

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  Ⓧ USDA  
  34  
   
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Listed by Andrew Barber at Keller Williams Capital Dist. Latest property estimate: $174,300
$175,000

9 Starr Ave
Schenectady, NY

 

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  Ⓧ USDA  
  14  
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Listed by Bryan Permaul at Coldwell Banker Prime Properties. Latest property estimate: $190,300
$170,000

18 Linden St
Schenectady, NY

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  Ⓧ USDA  
  44  
   
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Listed by Anthony Jasenski at Tristar Real Estate Llc
$169,900

117-119 Odell St
Schenectady, NY

 

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  Ⓧ USDA  
  12  
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Listed by Franca Dicrescenzo at Armida Rose Realty Group. Latest property estimate: $156,400
$169,500

155 Daniels Ave
Schenectady, NY

*New Listing*

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  Ⓧ USDA  
  23  
   
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Listed by Richard Dietlein at Berkshire Hathaway Blake
$160,000

139 Division St
Schenectady, NY

 

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  Ⓧ USDA  
  30  
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Listed by John Digesualdo at Howard Hanna. Latest property estimate: $178,600
$159,900

20 Lathrop Ave
Schenectady, NY

*New Listing*

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  Ⓧ USDA  
  23  
   
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Listed by Jasmine Beckingham at Coldwell Banker Prime Properties. Latest property estimate: $149,800
$150,000

4 Myrtle Ave
Schenectady, NY

 

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  Ⓧ USDA  
  6  
   
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Listed by Lorraine Gagne at United Business Services. Latest property estimate: $137,000
$137,900

269 Lorraine Ave
Schenectady, NY

 

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  Ⓧ USDA  
  24  
   
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Listed by John Belanger at ROYALVIEW REALTY. Latest property estimate: $182,700
$129,000

412 Gifford Rd
Schenectady, NY

 

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  Ⓧ USDA  
  36  
   
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Listed by Kellie Kieley at Kellie Kieley Realty LLC. Latest property estimate: $161,000
$128,000

2815 Albany St
Schenectady, NY

 

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  Ⓧ USDA  
  44  
   
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Listed by Meaghan Ryan at Signature Premier Realty, Inc. Latest property estimate: $125,700
$124,900

7 Gebhardt St
Schenectady, NY

 

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  Ⓧ USDA  
  57  
   
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Listed by Meaghan Ryan at Signature Premier Realty, Inc. Latest property estimate: $117,400
$119,900

141 Elm St
Schenectady, NY

 

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  Ⓧ USDA  
  14  
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Listed by Charles Ferraioli at Core Real Estate Team. Latest property estimate: $117,300
$119,500

87 Western Pkwy
Schenectady, NY

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  Ⓧ USDA  
  19  
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Listed by Amjad Mughal at Mjj Realty. Latest property estimate: $140,400
$109,900

20 Henry St
Schenectady, NY

*New Listing*

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  Ⓧ USDA  
  26  
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Listed by Harley Young at Telstar Realty Group Inc. Latest property estimate: $104,000
$107,000

28 Odell St
Schenectady, NY

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  Ⓧ USDA  
  2  
   
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Listed by Philip Battaglino at Salisbury Real Estate Services
$95,000

1 Toriana Ct
Schenectady, NY

 

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  Ⓧ USDA  
  2  
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Listed by Philip Battaglino at Salisbury Real Estate Services
$85,000

2 Toriana Ct
Schenectady, NY

property photo
  Ⓧ USDA  
  59  
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Listed by Joann Faucett at Howard Hanna. Latest property estimate: $162,000
$75,000

1824 Watt St
Schenectady, NY

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  Ⓧ USDA  
  6  
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Listed by Brenda Ziegler at Howard Hanna. Latest property estimate: $68,300
$69,900

3 Gasner Ave
Niskayuna, NY

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  Ⓧ USDA  
  6  
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Listed by Glen Beebe at Schermerhorn Realty Group LLC
$66,000

321 Overland Ave
Niskayuna, NY

property photo
  Ⓧ USDA  
  28+ Virtual Tour  
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Listed by Carmen Rau at RE MAX CAPITAL
$52,000

2115 Central Ave Unit 29
Schenectady, NY

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  Ⓧ USDA  
  10  
   
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Listed by Jaiwanti Loaknauth at NAI Platform LLC. Latest property estimate: $49,300
$49,500

27 Robinson St
Schenectady, NY

 

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  Ⓧ USDA  
  6  
   
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Listed by Ezria Brown at EZB Realty. Latest property estimate: $44,600
$39,990

3323 McDonald Ave
Schenectady, NY

 

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  Ⓧ USDA  
  20  
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Listed by Adam Shelmerdine at Ire Investments
$35,000

2115 Central Ave Unit 6
Schenectady, NY

*New Listing*

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  Ⓧ USDA  
  5  
   
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Listed by Ezria Brown at EZB Realty. Latest property estimate: $162,400
$23,500

13 Odell St
Schenectady, NY

 

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  Ⓧ USDA  
  12  
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Listed by Samantha Curry at New Scotland Realty
$20,000

97-115 Gray Ave
Colonie, NY

property photo
  Ⓧ USDA  
  1  
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Listed by Samantha Curry at New Scotland Realty
$5,000

115 Gray Ave
Colonie, NY

property photo
  Ⓧ USDA  
  1  
  share icon  
Listed by Samantha Curry at New Scotland Realty
$5,000

109 Gray Ave
Colonie, NY

property photo
  Ⓧ USDA  
  1  
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Listed by Samantha Curry at New Scotland Realty
$5,000

105 Gray Ave
Colonie, NY

property photo
  Ⓧ USDA  
  1  
  share icon  
Listed by Samantha Curry at New Scotland Realty
$5,000

107 Gray Ave
Colonie, NY

property photo
  Ⓧ USDA  
  1  
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Listed by Samantha Curry at New Scotland Realty
$5,000

103 Gray Ave
Colonie, NY

property photo
  Ⓧ USDA  
  1  
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Listed by Samantha Curry at New Scotland Realty
$5,000

97 Gray Ave
Colonie, NY

property photo
  Ⓧ USDA  
  1  
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Listed by Samantha Curry at New Scotland Realty
$5,000

101 Gray Ave
Colonie, NY

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