Find USDA Eligible Properties in Albany County

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Realtors in Albany browse list of realtors working in Albany County
Albany county has 4 realtors ready to help with your search!

September Featured Agents
Monique Daiuto   from   K Ward Realty
Robert Jones   from   ROBERT JONES
Rebecca Wilcox   from   Century 21 Rural Estates
Janet Knopp   from   Capital Region Preferred Properties LLC

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Looking to buy in Albany County, New York?

There are 277 USDA backed residential loans in Albany county with an average loan balance of $165,026. Over 83% of the loans helped first time home buyers. Borrowers were an average age of 35 years old. The typical appraised home value was around $165,900. On average the rural home size purchased with this loan was approximately 1,528 SqFt. Alternate income limits exist to determine loan eligibility in Albany county. For a household of upto 4 people the income limit is $103,350. For a household of between 5 and 8 people the income limit increases to $136,400.

The size of Albany County is roughly 1,381 square kilometers. USDA defined regions of rural loan ineligibility in Albany cover 345 square kilometers of the county. Approximately 25.0% of Albany County is ineligible for traditional USDA home loans. The influence score for Albany County is 2. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Albany County, NY   Albany QR code
* cities most likely to have USDA loan eligible properties for sale.

Albany   •   Alcove   •   *Altamont   •   Aquetuck   •   *Berne   •   Bethlehem   •   Bethlehem Center   •   Bethlehem Heights   •   Cedar Hill   •   *Coeymans   •   Coeymans Hollow   •   Cohoes   •   Colonie   •   Cooksburg   •   Crescent Station   •   Delmar   •   Dormansville   •   Dunnsville   •   Dunsbach Ferry   •   East Berne   •   East Township   •   Elsmere   •   Feura Bush   •   Fullers   •   Glenmont   •   Green Island   •   *Guilderland   •   Guilderland Center   •   Karner   •   Kenwood   •   *Knox   •   Latham   •   Lisha Kill   •   Loudonville   •   Maywood   •   McKownville   •   Meadowdale   •   Medusa   •   Menands   •   Mohawk View   •   *New Scotland   •   Newtonville   •   Normansville   •   North Bethlehem   •   Potter Hollow   •   *PrestonPotter Hollow   •   Preston Hollow   •   *Ravena   •   Reidsville   •   *Rensselaerville   •   Roessleville   •   Selkirk   •   Shakers   •   Slingerlands   •   South Albany   •   South Berne   •   South Bethlehem   •   South Westerlo   •   Spawn Hollow   •   Stanford Heights   •   Thompsons Lake   •   Verdoy   •   *Voorheesville   •   Watervliet   •   Wemple   •   West Berne   •   West Township   •   *Westerlo   •   Westmere   •   Wolf Hill

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Albany County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Albany County, New York
USDA Boundary Details

Albany County, located in the great state of New York, has a rich historical background that dates back to the early 17th century. Established in 1683, it was one of the original 12 counties of the Province of New York, a British colonial province. The county was named after the Duke of Albany, who later became James II of England and James VII of Scotland.

The first European settlement in the area was Fort Orange, founded by the Dutch West India Company in 1624. Fort Orange, which later became the City of Albany, served as a trading post and military headquarters, promoting trade and providing military protection to the area.

Throughout its history, Albany County has played a crucial role in various events, such as the French and Indian War, the Revolutionary War, and New York's role in the establishment of the United States federal government. The City of Albany served as the capital of New York during the Revolutionary War and continued to be the state capital after the war.

A fun fact about Albany County is that it is home to the world's oldest continuously chartered city, Albany, originally chartered as a city on July 22, 1686. Also, the famous Erie Canal-a major waterway connecting the Great Lakes to the Atlantic Ocean-begins in Albany County, shaping the region's early economy and growth.

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Featured Properties from USDA Loan Eligible Regions of Albany County