USDA Eligibility Boundaries for Albany, New York

 
75.0% of Albany County is eligible for a USDA home loan.

The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Albany county is rated a 4. The average temperature during the month of June is 72.0℉ and the average temperature in January is 21.5℉. The typical humidity of this area is approximately 62% and the area covered by water is 1.82%. The overall influence score for Albany is 2.

The map below displays geographic boundaries of Albany, New York with a blue border. Regions of New York that are highlighted in red are not eligible for USDA backed home loan programs in the state of New York. Typically these red-highlighted restricted areas represent areas of denser population areas such as city centers. USDAProperties.com can help you determine exactly what properties for sale are outside these exclusionary boundary areas. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Greene is 37 kilometers to the south, Schenectady is 25 kilometers to the north and Schoharie is 38 kilometers to the west.
  Select a City in Albany   Albany Alcove* Altamont Aquetuck* Berne Bethlehem Bethlehem Center Bethlehem Heights Cedar Hill* Coeymans Coeymans Hollow Cohoes Colonie Cooksburg Crescent Station Delmar Dormansville Dunnsville Dunsbach Ferry East Berne East Township Elsmere Feura Bush Fullers Glenmont Green Island* Guilderland Guilderland Center Karner Kenwood* Knox Latham Lisha Kill Loudonville Maywood McKownville Meadowdale Medusa Menands Mohawk View* New Scotland Newtonville Normansville North Bethlehem Potter Hollow* PrestonPotter Hollow Preston Hollow* Ravena Reidsville* Rensselaerville Roessleville Selkirk Shakers Slingerlands South Albany South Berne South Bethlehem South Westerlo Spawn Hollow Stanford Heights Thompsons Lake Verdoy* Voorheesville Watervliet Wemple West Berne West Township* Westerlo Westmere Wolf Hill

Select from the above list of cities in Albany County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in New York.

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Albany County is located in the central region of New York State and is part of the Albany-Schenectady-Troy metropolitan area. As of 2019, Albany County had a population of 304,204 people. The median household income was $54,944 and the median home value was $212,400.

The racial makeup of Albany County was 79.8% White, 15.1% African American, 4.2% Hispanic or Latino, 2.7% Asian, 0.4% Native American, and 0.8% from other races.

The living conditions in Albany County are generally good. The county has a low violent crime rate and a high-quality public education system. The unemployment rate is also relatively low at 4.6%. The cost of living in Albany County is above the national average but still lower than other areas in New York State such as New York City.

Albany, New York

Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with New York USDA program details you can also contact:

The New York State Office, located in Syracuse, NY, administers USDA Rural Development programs through ten area offices across the state. All offices are open to the public Monday through Friday from 8:00 a.m. until 4:30 p.m.

USDA Rural Development
New York State Office
441 S. Salina St, Suite 357
Syracuse, NY 13202
Main Telephone Number: (315) 477-6400 Ext. 4
TDD/Voice Number: 711
TTY/TDD Only: 315.477.6447

Featured Property from USDA Loan Eligible Regions of New York