USDA Eligibility Boundaries for Cortland, New York

 
97.4% of Cortland County is eligible for a USDA home loan.

The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Cortland county is rated a 3. The average temperature during the month of June is 69.3℉ and the average temperature in January is 21.8℉. The typical humidity of this area is approximately 66% and the area covered by water is 0.37%. The overall influence score for Cortland is 5.

The map below displays geographic boundaries of Cortland, New York with a blue border. Regions of New York that are highlighted in red are not eligible for USDA backed home loan programs in the state of New York. Typically these red-highlighted restricted areas represent areas of denser population areas such as city centers. USDAProperties.com can help you determine exactly what properties for sale are outside these exclusionary boundary areas. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Chenango is 39 kilometers to the east, Tompkins is 36 kilometers to the south west and Onondaga is 46 kilometers to the north.
  Select a City in Cortland   Baltimore* Blodgett Mills Cheningo* Cincinnatus Cortland* Cortland West Cortlandville Cowles Settlement Crains Mills* Cuyler East Freetown East Homer East River East Scott East Virgil* Freetown Galatia Gee Brook Gracie Grout Mill Guyler Hill* Harford Harford Mills Homer Keeney* Lapeer Loring Crossing Lower Cincinnatus* Marathon Maybury Mills* McGraw Messengerville Munsons Corners* Preble* Scott* Solon South Cortland* Taylor Taylor Center Taylor Valley Texas Valley Tripoli* Truxton* Virgil* Willet

Select from the above list of cities in Cortland County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in New York.

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Cortland County is located in Central New York and is home to approximately 49,000 people. The population is primarily white (96.6%), with the remaining population made up of African-American (1.3%), Native American (0.5%), Asian (0.6%), and other races (1%). The median age in Cortland County is 41 years old, with a median household income of $54,572.

The cost of living in Cortland County is slightly below the national average, with housing being the most affordable aspect. The median home value in Cortland County is $120,000, which is less than the national median of $231,000.

The unemployment rate in Cortland County is 5.3%, compared to the national average of 5.8%. The poverty rate in Cortland County is 13.4%, which is slightly higher than the national average of 12.3%.

Cortland County has a variety of outdoor activities and attractions, including two state parks and numerous lakes and rivers for fishing, boating, and swimming. The area also has a number of historic sites and museums, as well as several wineries and breweries.

Cortland, New York

Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with New York USDA program details you can also contact:

The New York State Office, located in Syracuse, NY, administers USDA Rural Development programs through ten area offices across the state. All offices are open to the public Monday through Friday from 8:00 a.m. until 4:30 p.m.

USDA Rural Development
New York State Office
441 S. Salina St, Suite 357
Syracuse, NY 13202
Main Telephone Number: (315) 477-6400 Ext. 4
TDD/Voice Number: 711
TTY/TDD Only: 315.477.6447

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