Find USDA Eligible Properties in Dutchess County

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Realtors in Dutchess browse list of realtors working in Dutchess County
Dutchess county has 5 realtors ready to help with your search!

September Featured Agents
Igor Krasnoperov   from   Your Home Sold Guaranteed Realty
Donna Tiffany   from   Exit Realty Connections
Joanne Finochio   from   Howard Hanna Rand Realty
Marcia Weiss   from   Halter Associates Realty
Anna Mantovi   from   RE/MAX Town

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Looking to buy in Dutchess County, New York?

There are 115 USDA backed residential loans in Dutchess county with an average loan balance of $205,129. Over 89% of the loans helped first time home buyers. Borrowers were an average age of 40 years old. The typical appraised home value was around $209,460. On average the rural home size purchased with this loan was approximately 1,351 SqFt. Alternate income limits exist to determine loan eligibility in Dutchess county. For a household of upto 4 people the income limit is $108,550. For a household of between 5 and 8 people the income limit increases to $143,300.

The size of Dutchess County is roughly 2,136 square kilometers. USDA defined regions of rural loan ineligibility in Dutchess cover 472 square kilometers of the county. Approximately 22.1% of Dutchess County is ineligible for traditional USDA home loans. The influence score for Dutchess County is 2. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Dutchess County, NY   Dutchess QR code
* cities most likely to have USDA loan eligible properties for sale.

*Amenia   •   Amenia Union   •   AnnandaleonHudson   •   Arlington   •   Arthursburg   •   Attlebury   •   Barnegat   •   Barrytown   •   Beacon   •   Beacon Hills   •   *Beekman   •   Billings   •   Brinckerhoff   •   Brockway   •   Bulls Head   •   Camby   •   Castle Point   •   Chelsea   •   Clark Heights   •   Clinton Hollow   •   Clove Valley   •   Cokertown   •   Coleman Station   •   College Park   •   Colonial Heights   •   Crown Heights   •   DeWitt Mills   •   Diddell   •   *Dover   •   Dover Furnace   •   *Dover Plains   •   East Fishkill   •   East Park   •   Eighmyville   •   Fairview   •   Fishkill   •   Fishkill Plains   •   Fraleighs   •   Freedom Plains   •   Glenham   •   Green Haven   •   Gretna   •   Hammertown   •   Haviland   •   Hibernia   •   Hillside Lake   •   Holmes   •   Hopewell Junction   •   Hughsonville   •   Hyde Park   •   Irondale   •   La Grange   •   Lafayetteville   •   Lagrangeville   •   Leedsville   •   Linden Acres   •   Lithgow   •   Littlerest   •   Lomala   •   Mabbettsville   •   MacDonnell Heights   •   Manchester Bridge   •   Market   •   McIntyre   •   Merritt Park   •   *Milan   •   *Millbrook   •   Millbrook Heights   •   *Millerton   •   Moores Mill   •   Mount Riga   •   Mount Ross   •   Myers Corner   •   Netherwood   •   New Hackensack   •   New Hamburg   •   Norrie Heights   •   North Clove   •   *North East   •   Northeast Center   •   Noxon   •   Oniontown   •   Pachin Mills   •   *Pawling   •   Pecksville   •   *Pine Plains   •   Pleasant Plains   •   Pleasant Ridge   •   *Pleasant Valley   •   Poughkeepsie   •   Poughquag   •   Quaker Hill   •   *Red Hook   •   Red Hook Mills   •   Red Oaks Mill   •   *Rhinebeck   •   *Rhinecliff   •   Rochdale   •   Rock City   •   Rombout Ridge   •   Rudco   •   *Salt Point   •   Sharon Station   •   Shekomeko   •   Shenandoah   •   Shunpike   •   South Amenia   •   South Dover   •   South Millbrook   •   Spackenkill   •   *Staatsburg   •   *Stanford   •   Stanfordville   •   State Line   •   Stissing   •   Stormville   •   Swartoutville   •   Sylvan Lake   •   Timothy Heights   •   Titusville   •   *Tivoli   •   *Union Vale   •   Upper Red Hook   •   Van Keurens   •   Verbank   •   Verbank Village   •   Wappinger   •   Wappingers Falls   •   *Washington   •   Washington Hollow   •   Wassaic   •   Webatuck   •   West Pawling   •   Wiccopee   •   Wiley Shelter   •   Wingdale   •   Woodinville   •   Wurtemburg

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Dutchess County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Dutchess County, New York
USDA Boundary Details

Dutchess County is located in southeastern New York State, approximately halfway between New York City and Albany. It was formed in 1683 as one of the original twelve counties in the Province of New York. The county was named after Mary of Modena, Duchess of York, who was the wife of James, Duke of York. The land was initially settled by the Dutch, but due to the English conquest of New Netherland in 1664, it was soon dominated by the British.

The Dutchess County region played a significant role in the Revolutionary War, with many supplies for the Continental Army coming from this area. The town of Fishkill housed one of the main supply depots for the revolutionary forces, and General George Washington frequented the county, making it an essential hub during the war.

In the 19th and early 20th centuries, the region experienced considerable growth as the Industrial Revolution brought railroads and manufacturing to the area. The two most populous cities in the county, Poughkeepsie and Beacon, became major transportation hubs and manufacturing centers, contributing to the industrialization of the region.

Today, Dutchess County exhibits a mix of urban, suburban, and rural areas, with diverse offerings for its residents and visitors. Educational institutions, such as Vassar College and Marist College, and historic landmarks, such as the Vanderbilt Mansion and Franklin D. Roosevelt Presidential Library, are both integral parts of the county's cultural heritage.

Fun Fact: The Walkway Over the Hudson, which opened in 2009, is a pedestrian and bicycle bridge spanning the Hudson River between Poughkeepsie and Highland, New York. This former railroad bridge, now a state park, is the longest elevated pedestrian bridge in the world, stretching over 1.28 miles.

Featured Cities of New York
Poughkeepsie Rhinecliff
Featured Properties from USDA Loan Eligible Regions of Dutchess County