Find USDA Eligible Properties in Erie County

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Looking to buy in Erie County, New York?

There are 464 USDA backed residential loans in Erie county with an average loan balance of $120,248. Over 86% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $120,612. On average the rural home size purchased with this loan was approximately 1,451 SqFt. Erie county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Erie County is roughly 2,729 square kilometers. USDA defined regions of rural loan ineligibility in Erie cover 686 square kilometers of the county. Approximately 25.2% of Erie County is ineligible for traditional USDA home loans. The influence score for Erie County is 1. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Erie County, NY   Erie QR code
* cities most likely to have USDA loan eligible properties for sale.

*Akron   •   *Alden   •   Alden Center   •   Amherst   •   *Angola   •   Angola Lake Shore Addition   •   *Angola on the Lake   •   Armor   •   Athol Springs   •   Bagdad   •   Bay View   •   Bellevue   •   Big Tree   •   *Billington Heights   •   Blakeley   •   Blasdell   •   Blossom   •   *Boston   •   Bowmansville   •   *Brant   •   Bucyrus Heights   •   Buffalo   •   Camp Lakeland   •   Camp Pioneer   •   Carnegie   •   Chaffee   •   Cheektowaga   •   Clarence   •   Clarence Center   •   Clarksburg   •   Cleveland Hill   •   Clifton Heights   •   Clover Bank   •   *Colden   •   Colegrave   •   *Collins   •   Collins Center   •   *Concord   •   Creekside   •   Crittenden   •   Dellwood   •   Depew   •   Derby   •   Doyle   •   Dutchtown   •   East Amherst   •   *East Aurora   •   East Clarence   •   East Concord   •   East Eden   •   East Elma   •   East Lancaster   •   East Seneca   •   Ebenezer   •   *Eden   •   Eden Valley   •   Edgewater   •   Eggertsville   •   Ellwood Park   •   *Elma   •   *Elma Center   •   *Evans   •   Evans Center   •   *Farnham   •   Ferry Village   •   Footes   •   Forks   •   Gardenville   •   Getzville   •   Glenwood   •   *Grand Island   •   *Grandyle Village   •   Green Acres Valley   •   Griffins Mills   •   Grover Cleveland Terrace   •   Hamburg   •   Harris Hill   •   HighlandontheLake   •   *Holland   •   Iroquois   •   Jamison Road   •   Jewettville   •   Kenmore   •   Lackawanna   •   *Lake Erie Beach   •   Lake View   •   Lancaster   •   Langford   •   Lawtons   •   Locksley Park   •   Loveland   •   *Marilla   •   Marshfield   •   Millersport   •   Millgrove   •   New Ebenezer   •   New Oregon   •   *Newstead   •   North Bailey   •   *North Boston   •   *North Collins   •   North Evans   •   North Forest Acres   •   Orchard Park   •   Patchin   •   Pinehurst   •   Pontiac   •   Porterville   •   Protection   •   Saint Vencent de Paul Camp   •   Sandy Beach   •   *Sardinia   •   Scranton   •   Sloan   •   Snyder   •   South Newstead   •   South Wales   •   Spring Brook   •   Spring Brook Station   •   *Springville   •   Swifts Mills   •   Swormville   •   Taylor Hollow   •   Taylorshire   •   Tonawanda   •   *Town Line   •   Town Line Station   •   University at Buffalo   •   Walden Cliffs   •   *Wales   •   Wales Center   •   Wales Hollow   •   Wanakah   •   Water Valley   •   Wende   •   West Alden   •   West Falls   •   West Seneca   •   Weyer   •   Williamsville   •   Williston   •   Willow Ridge Estates   •   Winchester   •   Windom   •   Wolcottsburg   •   Woodside   •   Woodstream Farms   •   Wyandale   •   Zoar

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Erie County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Erie County, New York
USDA Boundary Details

Erie County, located in the western part of New York State, was established on April 2, 1821, after being separated from Niagara County. The county is strategically situated on the eastern shores of Lake Erie, with its county seat in the city of Buffalo, which also holds the distinction of being the state's second most populous city.

The region's history can be traced back to the indigenous tribes of the Iroquois Confederacy, particularly the Seneca people who initially occupied the area. Europeans first arrived in the 17th century, with French explorer Rene-Robert Cavelier, Sieur de La Salle making contact in 1669. Following the American Revolution, the land was overseen by the Holland Land Company for development and settlement, which in turn attracted an influx of settlers.

Erie County played a role in the War of 1812 when it was the site of the famous battle known as the Burning of Buffalo, where the invading British army laid waste to the village of Buffalo, which catalyzed the city's rebuilding and further development.

The completion of the Erie Canal in 1825 significantly impacted Erie County's growth, fostering trade and transportation connections between the Great Lakes region and the Atlantic Coast. The county's thriving grain, steel, and automotive industries contributed to its rapid expansion throughout the 19th and 20th centuries.

A fun fact about Erie County is that it is home to the annual National Buffalo Wing Festival, which takes place every Labor Day weekend. The festival, attracting tens of thousands of visitors each year, celebrates Buffalo's culinary invention - the Buffalo wing, which was first served at the city's Anchor Bar in 1964.

Featured Cities of New York
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Featured Properties from USDA Loan Eligible Regions of Erie County