USDA Eligibility Boundaries for Montgomery, New York

 
There are no geographical USDA loan restrictions in this county. 100% of Montgomery County is eligible for rural development USDA home loans.

The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Montgomery county is rated a 2. The average temperature during the month of June is 70.0℉ and the average temperature in January is 20.8℉. The typical humidity of this area is approximately 63% and the area covered by water is 1.35%. The overall influence score for Montgomery is 2.

The map below displays geographic boundaries of Montgomery, New York with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Schenectady is 32 kilometers to the east, Schoharie is 34 kilometers to the south and Fulton is 23 kilometers to the north.
  Select a City in Montgomery  * Ames* Amsterdam Auriesville Berryville Browns Hollow Buel Burtonsville* Canajoharie* Charleston Cranesville Crescent Park Currytown East Stone Arabia Flat Creek* Fonda Fordsbush Fort Hunter* Fort Johnson* Fort Plain Freysbush* Fultonville* Glen* Hagaman Hallsville Harrower Hessville Lost Valley Lykers Mapletown Marshville McKinley Minaville* Minden Mindenville* Nelliston Oak Ridge* Palatine* Palatine Bridge Randall Rockton* Root Root Center Rural Grove* Saint Johnsville Salt Springville Sand Hill Scotch Bush Scotch Church Sprakers Sprout Brook Stone Arabia* Tribes Hill Valley Brook Van Deusenville West Saint Johnsville Yosts

Select from the above list of cities in Montgomery County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in New York.

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Montgomery County, New York is located in the central part of the state along the Mohawk River. The population of Montgomery County was 49,741 as of the 2020 census. The population is majority White (90.2%), followed by Black or African American (5.1%), Native American (0.9%), Asian (1.7%), and Hispanic or Latino (5.3%).

The median household income in Montgomery County is $57,072, slightly below the national median of $61,937. The median home value is $157,800 which is slightly above the national median of $153,600. The poverty rate in Montgomery County is 14%, slightly higher than the national average of 11%.

The living conditions in Montgomery County vary depending on the area. The county has a mix of rural and urban areas, so living conditions can range from small towns to sprawling cities. In general, Montgomery County has a low crime rate and good quality of life.

Montgomery, New York

Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with New York USDA program details you can also contact:

The New York State Office, located in Syracuse, NY, administers USDA Rural Development programs through ten area offices across the state. All offices are open to the public Monday through Friday from 8:00 a.m. until 4:30 p.m.

USDA Rural Development
New York State Office
441 S. Salina St, Suite 357
Syracuse, NY 13202
Main Telephone Number: (315) 477-6400 Ext. 4
TDD/Voice Number: 711
TTY/TDD Only: 315.477.6447

Featured Property from USDA Loan Eligible Regions of New York