Find USDA Eligible Properties in Ontario County

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Realtors in Ontario browse list of realtors working in Ontario County
Ontario county has 3 realtors ready to help with your search!

September Featured Agents
Chad Loblaw   from   Brix
MyoungJin Joo   from   MyoungJin Joo, Individual R.E. Broker
Sherry Nowak Cascini   from   Hunt Real Estate

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Looking to buy in Ontario County, New York?

There are 425 USDA backed residential loans in Ontario county with an average loan balance of $111,473. Over 84% of the loans helped first time home buyers. Borrowers were an average age of 35 years old. The typical appraised home value was around $111,904. On average the rural home size purchased with this loan was approximately 1,469 SqFt. Ontario county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Ontario County is roughly 1,713 square kilometers. USDA defined regions of rural loan ineligibility in Ontario cover 114 square kilometers of the county. Approximately 6.7% of Ontario County is ineligible for traditional USDA home loans. The influence score for Ontario County is 1. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Ontario County, NY   Ontario QR code
* cities most likely to have USDA loan eligible properties for sale.

Allens Hill   •   Aloquin   •   Arsenal Hill   •   Billsboro   •   *Bloomfield   •   Boughton Hill   •   *Bristol   •   Bristol Center   •   Bristol Springs   •   Brownsville   •   *Canadice   •   Canandaigua   •   Centerfield   •   Chapin   •   Cheshire   •   *Clifton Springs   •   Cottage City   •   *Crystal Beach   •   *East Bloomfield   •   East Victor   •   Ennerdale   •   *Farmington   •   Fishers   •   Flint   •   Frost Hollow   •   Garlinghouse   •   Geneva   •   *Gorham   •   Grange Landing   •   Greens Landing   •   Gulick   •   Gypsum   •   *Hall   •   *Honeoye   •   Honeoye Park   •   *Hopewell   •   Hopewell Center   •   Lenox Park   •   Littleville   •   *Manchester   •   Manchester Center   •   Melvin Hill   •   Mertensia   •   *Naples   •   North Bloomfield   •   Padelford   •   *Phelps   •   *Port Gibson   •   Preemption   •   *Richmond   •   Richmond Center   •   Roseland Park   •   *Seneca   •   Seneca Castle   •   *Shortsville   •   South Bloomfield   •   *South Bristol   •   Stanley   •   Victor   •   Vincent   •   *West Bloomfield   •   West Junius   •   Willow Beach   •   Woodville

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Ontario County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Ontario County, New York
USDA Boundary Details

Ontario County, located in the beautiful Finger Lakes region of Upstate New York, was founded in 1789, making it one of the original 12 counties of the state. The county was formed from part of Montgomery County and covered a much larger area than it does today, including the present-day counties of Allegany, Cattaraugus, Chautauqua, Erie, Genesee, Livingston, Monroe, Niagara, Orleans, Steuben, Wyoming, Wayne, and Yates. The county is named after Lake Ontario, one of the five Great Lakes of North America.

Early settlers in the region were mainly of English, Scotch-Irish, and German descent. The rich soil, fertile landscape, and abundant water sources made the area perfect for agriculture, and many early residents were farmers. Geneva, the county's first settlement, was established in 1787.

During the early 1800s, the construction of the Erie Canal and the development of the rail system had a significant impact on the growth and prosperity of Ontario County. These infrastructural improvements facilitated trade and transportation, attracting more people and businesses to the area.

Ontario County has been home to many notable historical figures and events. It was the birthplace of the women's rights movement in the 19th century. The first Women's Rights Convention was held in Seneca Falls, a nearby town, in 1848. The famous suffragists Elizabeth Cady Stanton and Susan B. Anthony were both affiliated with events and activities in the county.

Fun fact: The popular 1980s movie "Purple Rain," starring the musician Prince, featured motorcycle scenes filmed at the beautiful Canandaigua Lake, one of the 11 Finger Lakes situated in Ontario County, New York.

Featured Cities of New York
West_Junius Bristol_Springs
Featured Properties from USDA Loan Eligible Regions of Ontario County