Find USDA Eligible Properties in Otsego County

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Scot Wentworth   from   Schoharie County Real Estate
Patricia Wingate   from   Cornerstone Properties

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Looking to buy in Otsego County, New York?

There are 260 USDA backed residential loans in Otsego county with an average loan balance of $103,284. Over 85% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $109,845. On average the rural home size purchased with this loan was approximately 1,583 SqFt. Otsego county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Otsego County is roughly 2,629 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Otsego County is 5. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Otsego County, NY   Otsego QR code
* cities most likely to have USDA loan eligible properties for sale.

Bowerstown   •   *Burlington   •   Burlington Flats   •   *Butternuts   •   Calcutta   •   Cardtown   •   Cattown   •   Center Valley   •   Chapinville   •   Chase   •   Chaseville   •   *Cherry Valley   •   Cliffside   •   Colliersville   •   *Cooperstown   •   *Decatur   •   Dogtown   •   East Springfield   •   East Worcester   •   *Edmeston   •   Elk Creek   •   Elm Grove   •   Emmons   •   *Exeter   •   Field Crossing   •   Fly Creek   •   Furnaceville   •   Garrattsville   •   *Gilbertsville   •   Gothicville   •   *Hartwick   •   Hoboken   •   Index   •   Jones Crossing   •   *Laurens   •   Lena   •   Lentsville   •   Lloydsville   •   Maple Grove   •   Maple Valley   •   *Maryland   •   Middle Village   •   *Middlefield   •   Middlefield Center   •   *Milford   •   Milford Center   •   *Morris   •   Mount Vision   •   *New Lisbon   •   North Edmeston   •   Oaksville   •   *Oneonta   •   *Otego   •   Otsdawa   •   *Otsego   •   Patent   •   Pecktown   •   Phoenix Mills   •   Pierstown   •   *Pittsfield   •   *Plainfield   •   Plainfield Center   •   Pleasant Brook   •   Portlandville   •   *Richfield   •   *Richfield Springs   •   Rootville   •   *Roseboom   •   *Schenevus   •   Schuyler Lake   •   Scotch Hill   •   Silver Lake   •   Snowdon   •   South Edmeston   •   South Hartwick   •   South Worcester   •   *Springfield   •   Springfield Center   •   Stetsonville   •   Taylortown   •   Toddsville   •   Tuscan   •   *Unadilla   •   Unadilla Center   •   Unadilla Forks   •   Welcome   •   West Burlington   •   West Edmeston   •   *West End   •   West Exeter   •   West Laurens   •   West Oneonta   •   *Westford   •   Wileytown   •   *Worcester

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Otsego County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Otsego County, New York
USDA Boundary Details

Otsego County, located in the great state of New York, was established on February 16, 1791, from a portion of Montgomery County. Encompassing a land area of about 1,000 square miles, the county is part of the Central Leatherstocking Region, a term that relies on James Fenimore Cooper's famous Leatherstocking Tales. The county has a population of approximately 60,000 residents.

Oneida and Mohawk tribes initially inhabited the region. European settlers, mostly of German, Scottish, and Irish descent, began to move into the area during the 18th century. The county experienced agricultural growth and industrial development during the 19th century, with significant advances in the production of hops, dairy products, and the manufacturing industry.

The picturesque village of Cooperstown, the county seat, was named after Judge William Cooper, who founded it in 1786. Cooper was the father of renowned American novelist James Fenimore Cooper, known for his Leatherstocking Tales, which included the celebrated novel "The Last of the Mohicans."

A fun fact about Otsego County is that it is known as the "Home of Baseball." The village of Cooperstown houses the National Baseball Hall of Fame and Museum, which was established in 1939. The museum honors legendary baseball players and the history of the sport, attracting numerous tourists and baseball enthusiasts to the region annually.

Featured Cities of New York
Scotch_Hill Edmeston
Featured Properties from USDA Loan Eligible Regions of Otsego County