USDA Eligibility Boundaries for Otsego, New York

 
There are no geographical USDA loan restrictions in this county. 100% of Otsego County is eligible for rural development USDA home loans.

The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Otsego county is rated a 3. The average temperature during the month of June is 68.4℉ and the average temperature in January is 21.3℉. The typical humidity of this area is approximately 66% and the area covered by water is 1.21%. The overall influence score for Otsego is 5.

The map below displays geographic boundaries of Otsego, New York with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Delaware is 48 kilometers to the south, Schoharie is 48 kilometers to the east and Chenango is 49 kilometers to the west.
  Select a City in Otsego   Bowerstown* Burlington Burlington Flats* Butternuts Calcutta Cardtown Cattown Center Valley Chapinville Chase Chaseville* Cherry Valley Cliffside Colliersville* Cooperstown* Decatur Dogtown East Springfield East Worcester* Edmeston Elk Creek Elm Grove Emmons* Exeter Field Crossing Fly Creek Furnaceville Garrattsville* Gilbertsville Gothicville* Hartwick Hoboken Index Jones Crossing* Laurens Lena Lentsville Lloydsville Maple Grove Maple Valley* Maryland Middle Village* Middlefield Middlefield Center* Milford Milford Center* Morris Mount Vision* New Lisbon North Edmeston Oaksville* Oneonta* Otego Otsdawa* Otsego Patent Pecktown Phoenix Mills Pierstown* Pittsfield* Plainfield Plainfield Center Pleasant Brook Portlandville* Richfield* Richfield Springs Rootville* Roseboom* Schenevus Schuyler Lake Scotch Hill Silver Lake Snowdon South Edmeston South Hartwick South Worcester* Springfield Springfield Center Stetsonville Taylortown Toddsville Tuscan* Unadilla Unadilla Center Unadilla Forks Welcome West Burlington West Edmeston* West End West Exeter West Laurens West Oneonta* Westford Wileytown* Worcester

Select from the above list of cities in Otsego County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in New York.

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Otsego County is located in the central part of New York State and has a population of around 62,000 people. The median age is 42, and the median household income is $48,943. About 87% of the population identifies as white, 6% identify as Hispanic or Latino, 3% identify as African American, and 4% identify as other.

The living conditions in Otsego County are generally good. The unemployment rate is 5.7%, which is lower than the national average. There are plenty of job opportunities in the area and the cost of living is lower than the national average. The county also has a variety of recreational activities and attractions, such as parks, lakes, and golf courses. It is a great place to live for those who enjoy outdoor activities.

Otsego, New York

Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with New York USDA program details you can also contact:

The New York State Office, located in Syracuse, NY, administers USDA Rural Development programs through ten area offices across the state. All offices are open to the public Monday through Friday from 8:00 a.m. until 4:30 p.m.

USDA Rural Development
New York State Office
441 S. Salina St, Suite 357
Syracuse, NY 13202
Main Telephone Number: (315) 477-6400 Ext. 4
TDD/Voice Number: 711
TTY/TDD Only: 315.477.6447

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